Frozen pipes, ice dams, and liability claims: Ensure homes are covered for winter’s risks
When temperatures plummet, even a well-built home can be vulnerable to extreme winter weather. Across much of the United States, homeowners are finding that preparedness for severe cold, heavy snow and prolonged storms is no longer optional. Winters have become...
N.J.: E-bike insurance bill introduced: What producers need to know
In response to an alarming increase in accidents involving electric bicycles and scooters across New Jersey, state lawmakers have introduced Senate Bill S-4763. Sponsored by Sens. Vincent J. Polistina, R-2, and Anthony M. Bucco, R-25, with co-sponsorship from Sen....
Conn.: NCCI 2026 WC loss cost decrease of 3.8% approved
The Connecticut Insurance Department approved the proposed workers’ compensation loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 3.8% decrease. Also approved is an overall assigned risk rate reduction of 0.4%. These...
Weekly Dispatch: Oct. 30, 2025
The government shutdown is affecting air traffic control workers, causing over 20,000 flight delays between Oct. 24-27. Two new bills have been introduced in New Jersey: one would create a state climate task force, and the other would develop a pilot program for autonomous vehicles. Vermont’s Department of Financial Regulation encouraged its residents to contact lenders and insurers in case their payments are disrupted by the government shutdown. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.
N.J.: Autonomous vehicle pilot program: A look at how a new bill may affect the industry
The future of transportation is arriving in New Jersey—and it’s driving itself. Earlier this month, Sen. Andrew Zwicker, D-16, introduced S-4702, legislation that would establish a pilot program for testing fully autonomous vehicles—AVs—across the Garden State. For...
Halloween and protecting your home from fire damage
Part of the fun of Halloween is the seasonal decorations. Some people prefer simple decorations, like a few candles, smiling jack-o-lanterns and orange streamers. Others go for more elaborate displays, using giant props, plenty of lights, fog/smoke machines and even...
N.J.: Climate change task force legislation: What it means for insurance producers
If you’re an insurance producer in New Jersey, there’s a new piece of legislation you’ll want to keep on your radar—S-4722. This bill would set the stage for the creation of the Joint Blue Ribbon Task Force on Impacts of Climate Change on Property Insurance. Let’s...
Weekly Dispatch: Oct. 23, 2025
PIANY’s top legislative priority anti-arson bill become law—it’s the third consecutive legislation session victory for the association, its members and their clients. PIA Northeast reminds you that October is Cybersecurity Awareness Month—are you in compliance? PIANJ’s Deep Dive Live tackles social inflation and third-party litigation. Plus, you can read about state-specific industry news, compliance issues, advocacy updates, technical resources, accolades, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.
N.Y.: DFS issues warning to agents about third-party cyber security risks
What happens when your cloud provider goes down? If you were caught in the recent AWS outage, you already know the answer: websites crash, backend systems freeze, and clients are left wondering what’s going on. For insurance agencies, these disruptions aren’t just...
Behind the verdict: A recap of PIANJ’s latest Deep Dive
If you’re hearing more about social inflation, and wondering how it’s impacting your clients—and your bottom line—you’re not alone. That’s exactly why PIANJ hosted a recent Deep Dive Panel titled “Behind the Verdict: How Litigation Trends Are Driving Insurance Costs.”...
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