Berkshire Hathaway GUARD Insurance to cease writing certain HO risks

July 18, 2022

Berkshire Hathaway GUARD Insurance Cos. announced it will no longer write certain classes of homeowners’ risks.

In a notice sent to GUARD agencies at the end of June, the carrier stated it would no longer accept new submissions for homeowners coverage for any property that is either:

  • a dwelling with more than two families, or
  • has an ISO Public Protection Classification of 8, 9, 10, X or Y.

This change applies to all states. However, renewal business in not impacted.

PIA members are encouraged to contact the PIA Industry Resource Center—(800) 424-4244 or with any questions, and they are reminded that PIA’s on-staff attorneys are available to review any carrier announcements/contracts they may receive.

Bradford J. Lachut, Esq.
PIA Northeast | + posts

Bradford J. Lachut, Esq., joined PIA as government affairs counsel for the Government & Industry Affairs Department in 2012 and then, after a four-month leave, he returned to the association in 2018 as director of government & industry affairs responsible for all legal, government relations and insurance industry liaison programs for the five state associations. Prior to PIA, Brad worked as an attorney for Steven J. Baum PC, in Amherst, and as an associate attorney for the law office of James Morris in Buffalo. He also spent time serving as senior manager of government affairs as the Buffalo Niagara Partnership, a chamber of commerce serving the Buffalo, N.Y., region, his hometown. He received his juris doctorate from Buffalo Law School and his Bachelor of Science degree in Government and Politics from Utica College, Utica, N.Y. Brad is an active Mason and Shriner.

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