N.Y.: Bills would introduce insurance transparency and rate reform
Two bills introduced by Sen. James Skoufis, D-42, are drawing attention in Albany and across New York state’s property/casualty insurance marketplace. While both focus on transparency and accountability, they...
Do it right, avoid disaster: Tips to adopt AI for small business
Implementing AI in a small business can feel like a Gold Rush—exciting, but full of hidden pitfalls. We should look at AI implementation/use through two lenses: enablement (how to do it right), and protection (how to avoid disaster). It is also important to understand...
Don’t wait for the storm: Common claim pitfalls agents can avoid
In many markets, winter storms remain a leading driver for seasonal auto claims tied to snow and ice, even though many of these incidents are preventable with proper preparation and awareness. The risk is significant: According to the National Weather Service, there...
Weekly Dispatch: Feb. 26, 2026
Major blizzard hits Northeast and brings region to standstill. NAIC announces its strategic positions for 2026 in support of state-based insurance system. New Hampshire suspends its vehicle inspection program—what happens now for agents and consumers? In New York’s TED budget, Part CC has negative implications for state’s personal line segments. Also, PIANY priority fraud bill introduced. Plus, you can read about state-specific industry news, compliance, advocacy, technical resources, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.
N.Y.: FRAUD Act would target staged accidents, protect honest policyholders
Insurance fraud is not a victimless crime. It drives premiums, strains underwriting capacity, and ultimately makes New York state less affordable for families, businesses and communities. A new proposal in Albany,...
N.Y.: TED Part CC: Protecting market stability—why it misses the mark
In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state significantly....
PIACT recommends technical fixes to bill for service-animal protections
Connecticut lawmakers are once again revisiting an issue that sits right at the intersection of insurance underwriting and consumer protection: how insurers treat policyholders who own certain dog breeds. This session, H.B.Raised Bill 5264 would propose new...
N.Y.: Bring fairness and accountability to aerial imagery in homeowners insurance
Technology is reshaping property underwriting, and aerial imagery now is a routine part of how carriers assess risk. From satellite photography to high resolution flyovers, insurers have more data than ever before about the condition of insured...
PIANJ Deep Dive: The insurance playbook: Trends, talent and the road ahead
This article, written by Mark Crites, a partner at Reagan Consulting, builds on a recent conversation featured in PIANJ’s Deep Dive discussion, in which Crites joined PIANJ for an in-depth exploration of the market forces shaping the insurance industry in 2026....
Nobody’s home—but you still need insurance
There are many reasons why homeowners leave their homes vacant for prolonged periods of time. For example, they could own multiple properties and live in them based on the season—someone could have property in Florida when it gets too cold in the Northeast, and vice...
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