N.Y.: Photo inspection in governor’s budget

Following the disappointing veto by New York Gov. Kathy Hochul of PIANY’s top legislative priority—which would have made photo inspection system optional in the state—PIANY has been working tirelessly to include this issue in the governor’s executive budget. PIANY is...
Behavioral analytics is transforming marketing

Behavioral analytics is transforming marketing

Analytics is essential for any marketing campaign. Analytics tools are what you use during research to inform targeting and interpret results during and after the campaign. It’s important to realize the application of behavioral analytics when you’re building your...

N.Y.: Photo inspection in governor’s budget

N.Y.: Photo inspection in governor’s budget

Following the disappointing veto by New York Gov. Kathy Hochul of PIANY’s top legislative priority—which would have made photo inspection system optional in the state—PIANY has been working tirelessly to include this issue in the governor’s executive budget. PIANY is...

Weekly Dispatch: Feb. 2, 2023

Weekly Dispatch: Feb. 2, 2023

PIACT has announced its 2023 legislative priorities, supporting legislation that would waive the declinations requirement when an agent renews a policy in the surplus-lines market through an unaffiliated, licensed wholesale broker. In recognition of Data Privacy Week, New York state is promoting techniques for protecting private data. Reinsurance refers to the system in which an insurer moves all or some of a risk to another insurer to give protection in case of risks on the first insurance. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.

N.Y.: Do you know what a hurricane is (for insurance purposes)?

N.Y.: Do you know what a hurricane is (for insurance purposes)?

In Formula 1 racing, rain changes the tenor of the race. The normally slick tires do not have the grip to handle a wet track, slowing the cars and amplifying the skills of the actual driver compared to other races. And if a race has even a threat of rain, it is...

N.J.: An overview: Harford v. Z&D Realty LLC

N.J.: An overview: Harford v. Z&D Realty LLC

The U.S. District Court, District of New Jersey held in the case of Harford Mutual Insurance Co. v. Z&D Realty LLC that insurance companies do not have an obligation to investigate whether insurance applicants were truthful on the applications and that...

Escalating reinsurance renewals

Escalating reinsurance renewals

Reinsurance refers to the system in which an insurer moves all or some of a risk to another insurer to give protection in case of risks on the first insurance. In the last few years, reinsurance firms have proven themselves as essential in steering the direction of...

What’s in a brand? A lot, actually!

What’s in a brand? A lot, actually!

Are you a business owner or a startup looking to separate yourself from the competition? There are many ways to go about this, but it starts with branding. This article will dive into branding best practices, including identifying your target market, maintaining...

Vt.: NCCI 2023 WC loss cost decrease of 6.7% approved

Vt.: NCCI 2023 WC loss cost decrease of 6.7% approved

The Vermont Department of Financial Regulation approved the revised workers’ compensation voluntary loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 6.7% decrease. In addition, a decrease of 6.9% of the overall assigned...

Weekly Dispatch: Jan. 26, 2023

Weekly Dispatch: Jan. 26, 2023

Clients buying condos?—Help them understand the complex insurance implications of their purchases. The insurance industry is seeing more economic momentum in U.S. auto, home, and business insurance than the entire U.S. economy. PIANY has compiled a Q&A to help your clients get on board with making auto photo inspections optional. Get ready to comply with N.J.’s new minimum limits laws. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.