In another win for PIANY and insurance professionals across New York state, the state Assembly unanimously passed a long-awaited bill, A.6652A/S.6122A, that would allow licensed insurance producers to carry over excess continuing-education credits into their next licensing cycle. The bill passed with overwhelming bipartisan support, garnering a resounding 140-0 vote.
Making professional growth more practical
The bill—championed by Assemblyman David Weprin, D-24, and Sen. Jamaal Bailey, D-36—represents a practical and forward-thinking change in how the state regulates insurance CE.
Under current law, producers must complete 15 CE credit hours every two years, but any credits earned beyond that threshold are forfeited. This discourages professionals from pursuing further education once they meet the minimum—limiting opportunities for continuous learning and skill advancement.
Under the proposed bill, producers would be able to carry over up to five excess CE credits into their next renewal cycle, encouraging lifelong learning, reducing redundant coursework and promoting a more efficient regulatory environment.
A win for fairness and alignment across professions
PIANY has long advocated for aligning insurance CE rules with those of other licensed professions in New York state—such as attorneys and architects—who already are permitted to carry forward CE credits. This bill brings much-needed consistency and fairness across regulated industries, recognizing that learning doesn’t stop once a minimum is met.
A hard-fought compromise
Originally, A.6652A/S.6122A proposed a carryover limit of seven credits. This approach, backed by PIANY, aimed to maximize the benefits of the change and reward insurance professionals for exceeding state requirements. However, during the legislative process, concerns were raised by some that allowing seven credits would dilute the rigor of CE standards. These critics pushed for a more conservative carryover cap of just three credits.
PIANY and its legislative allies fought back, emphasizing that the original proposal supported both consumer protection and professional excellence. While disappointed that the final version did not retain the full seven-credit allowance, PIANY acknowledges the amendment as a necessary compromise. The association is grateful that the final bill still reflects meaningful reform—and is particularly pleased that lawmakers chose not to settle for the more limited three-credit option.
Strong support reflects strong advocacy
PIANY’s advocacy was instrumental in securing the bill’s unanimous passage in the Assembly. From direct outreach to legislators to mobilizing member support, the association made the case that CE carryover is a commonsense update that benefits everyone—industry professionals, regulators and consumers alike.
That the bill received a unanimous vote is a testament to both the strength of the proposal and the persistent efforts of PIANY members and supporters who made their voices heard in Albany.
What’s next?
With the bill now through the Assembly, attention turns to the state Senate, where the companion bill—S.6122—has advanced out of the Insurance Committee. With only days left in the 2025 legislation session, PIANY urges its members and industry allies to keep the momentum going—contact your senators and ask for swift action to finalize this reform.
Take action: Help ensure final state Senate passage—send a letter to your senator today.

Bradford J. Lachut, Esq.
Bradford J. Lachut, Esq., joined PIA as government affairs counsel for the Government & Industry Affairs Department in 2012 and then, after a four-month leave, he returned to the association in 2018 as director of government & industry affairs responsible for all legal, government relations and insurance industry liaison programs for the five state associations. Prior to PIA, Brad worked as an attorney for Steven J. Baum PC, in Amherst, and as an associate attorney for the law office of James Morris in Buffalo. He also spent time serving as senior manager of government affairs as the Buffalo Niagara Partnership, a chamber of commerce serving the Buffalo, N.Y., region, his hometown. He received his juris doctorate from Buffalo Law School and his Bachelor of Science degree in Government and Politics from Utica College, Utica, N.Y. Brad is an active Mason and Shriner.