A bill (S.3072) that would prohibit the use of an individual’s consumer credit history in employment decisions, has been delivered to Gov. Kathy Hochul for review. The bill is intended to promote fair hiring practices by limiting how personal financial information can be used in the workplace.
Here’s a quick look at what the legislation would do and why it’s worth watching.
What the bill would do
Sponsored by Sen. James Sanders Jr., D-10, the bill would amend the General Business Law to prohibit employers, labor organizations and employment agencies from using a job applicant’s or employee’s consumer credit history when making decisions related to:
- hiring and termination;
- promotion, demotion or discipline;
- compensation; and
- the terms, conditions or privileges of employment.
The bill also would add a new definition of “consumer credit history” to state law, to reinforce restrictions on its disclosure and use for employment purposes.
Why it matters to you
For employers and small businesses, the bill signals increased attention on how hiring and employment decisions are made.
If signed into law, businesses may need to ensure that credit information is not requested or considered during employment screening—reinforcing the importance of reviewing hiring practices to stay aligned with state requirements.
What happens next
Gov. Hochul will decide whether to sign or veto the bill. PIANY will continue monitoring developments and share updates as they become available.
Joseph Ritchie
Joe Ritchie joined PIA Northeast as government and industry affairs coordinator for the Government & Industry Affairs Department in 2025, where he supports the association’s legislative, regulatory and member-advocacy initiatives across the Northeast. Prior to joining PIA, Joe served as the Advocacy & Policy Coordinator at Riverkeeper, working closely with municipal leaders, environmental organizations, and state agencies to advance clean water protections in the Hudson Valley. Previously, he worked as the Administrator of Government Affairs at Spectrum, where he managed statewide regulatory filings, supported broadband deployment efforts, and coordinated communications with policymakers. Joe also spent time in the New York State Assembly, assisting Assemblymember Kevin Cahill during his tenure as Chair of the Insurance Committee, where he contributed to committee meeting preparations, legislative research and constituent support. In addition to his government affairs work, Joe is the co-founder and Chair of Lights Out Norlite, a community-based environmental justice initiative focused on improving public health and industrial oversight in the Capital Region. He received his bachelor’s degree from Syracuse University and remains an active supporter of Syracuse Football. Outside of work, Joe enjoys cooking Italian meals for his wife, spending time with his family and camping throughout the Adirondacks.
