News
Coastal storm hits the Northeast, bringing rain and floods
Over the weekend, the Northeast experienced a deadly coastal storm that brought flooding and damage to states in the PIA Northeast footprint—Connecticut, New Jersey and New York. The states of New Jersey and New York each declared a state of emergency due to the inclement weather. PIA’s Hurricane Info Central tool kit offers PIA Northeast members one spot for all their hurricane-related resource needs. PIA members also can contact the PIA Industry Resource Center at resourcecenter@pia.org or use the Ask PIA button on the PIA home page to ask a specific question. PIA Northeast members can also access Top 10 insurance tips for hurricane season in the PIA QuickSource library.
Consumer content: Halloween, crime and your insurance
Halloween is almost here, which means trick-or-treaters, fun costumes, lots of candy and, unfortunately, an uptick in vandalism and crime. There are many reasons why crime rises during the holiday, but the important thing is that you help keep your insureds’ property safe through the right insurance coverage. Remind them that when there’s a case of vandalism or theft, don’t panic: they should document everything, then contact their independent insurance agent.
AM Best: WC lines key driver of p/c insurance
A new report from AM Best has indicated that the U.S. workers’ compensation line of coverage remains a key driver of the profitability of the property/casualty insurance, though economic uncertainty could result in turbulence for insurers in the near future. The report, titled “Workers’ Compensation Continues With Strong Profits, Despite Pricing Cuts,” states that the line remained profitable in 2024 with a combined ratio of 88.8, the lowest among the major p/c lines of business, even as net premium written for the industry fell nearly 7% due to rate decreases and pricing cuts.
Conn.: Federal reimbursement announced for road and bridge repairs following Aug. 2024 floods
Gov. Ned Lamont and the members of Connecticut’s Congressional delegation announced that the Federal Highway Administration has approved $25 million in emergency relief funding to reimburse the Connecticut Department of Transportation for costs related to road and bridge repairs following the historic Aug. 18, 2024, rain and flooding event that impacted the western portion of the state. The funding announced comes in addition to $3 million in quick-release emergency relief funds FHWA approved last year—bringing the total federal emergency relief funds allocated to Connecticut for road and bridge repairs due to this storm to $28 million. The total cost of emergency road and bridge repairs resulting from this storm is estimated to be approximately $40 million.
Technical
N.J.: September ACORD forms update
In the latest ACORD forms update, New Jersey ACORD 62 NJ New Jersey Auto Supplement–Basic Policy Coverage Selection is revised effective Saturday, Nov. 1, 2025.
Watch out for drive-other-car exposure
Sometimes, personal auto policy endorsements can expand their protection when business exposures exist. The inverse also is true: business auto policy endorsements can be expanded to include protections for personal exposures. Drive-other-car exposures occur when people drive business autos for personal use. To learn more about this exposure, PIA Northeast members can read Is a drive-other-car exposure lurking in your files? in the PIA QuickSource library.
Educating insurance agents
Quality education. PIA Northeast offers CE-approved designation programs. Find out more, and see the upcoming schedules, for the CIC, CISR, CPIA, CRM, CPRM and TRA designations.
CE: Analyze elements of risk management
When independent insurance agents are familiar with types and classifications of exposures their clients face, it can help them design more effective insurance and risk management programs. By taking the webinar, 2024-2025 CISR ELR: Elements of Risk Management, agents will have the tools and techniques to identify exposures and assess their impact on clients. It will be led by Robin Federici, CPCU, AAI, ARM, AINS, AIS, CPIW, on Wednesday, Oct. 22, 2025, from 8 a.m.-3:45 p.m. This class has been approved for CE credits in Connecticut (7 PC), New Jersey (7 GEN) and New York (7 BR, C1, C3, LA, LB, LSB, PA, PC).
New CISR-to-CIC cross credit program available through PIA and the Alliance
PIA Northeast’s partnership with the Risk & Insurance Education Alliance allows PIA Northeast members to take Alliance continuing-education courses. Now, insurance professionals have the option to take advantage of a CISR/CIC designation cross-over program. CISR participants and designees who have completed the CISR Commercial Casualty I and II courses can receive full course credit for CIC Commercial Casualty course at no cost. The program creates a seamless pathway for motivated CISR designees and participants to accelerate their journey toward earning the prestigious CIC designation. To see a full list of classes, log on to the PIA Education Schedule, select your state, and select CISR or CIC under “Curriculum” to highlight the available courses.
Events
PIANJ: Women’s Leadership Alliance to hold panel on pursuing positive industry change
PIANJ’s Women’s Leadership Alliance will hold an afternoon panel discussion and luncheon on Wednesday, Oct. 29, 2025, at The Garden Room in Morristown, N.J. The panel will feature women from across the industry who are pushing for real, lasting change. This panel will discuss hurdles they’ve faced—and how they have fostered inclusive leadership at the intersection of innovation and advancement at the company and agency levels. Registration is currently full, but please call (800) 424-4244, ext. 206, to be added to the wait list.
Register now
Wednesday, Oct. 29, 2025: A PIANJ WLA Panel: Pursuing (or Pushing) Positive Change—SOLD OUT!
Tuesday, Nov. 4, 2025: Virtual Event with PIA National CEO Mike Skiados
Thursday, Nov. 20, 2025: NY-YIP Buffalo Bills Tailgate
Tuesday, Dec. 2, 2025: NJYIP Holiday Reception
Save the date
Thursday, Nov. 20, 2025: NH Symposium: Friendsgiving
Wednesday, Jan. 14, 2026: CTYIP Holiday Social
Wednesday, Jan. 28, 2026: NY-YIP Pre-MetroRAP Reception
Thursday, Jan. 29, 2026: PIANY MetroRAP
