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Special relationships happen on a case-by-case basis: A look at standard-of-care lawsuits

Special relationships happen on a case-by-case basis: A look at standard-of-care lawsuits

by Bradford J. Lachut, Esq. | Nov 24, 2025 | Advocacy, Featured

I have written before of my love of the legal lexicon. My dedicated readers know I have some favorite legal words, like champerty and tortfeasor.[1] But as every Ying needs a Yang, there are some legal words that I shudder to see—particularly in a legal opinion. My...

Advocating for affordability: PIANY testifies before N.Y.  Senate on residential property insurance 

Advocating for affordability: PIANY testifies before N.Y.  Senate on residential property insurance 

by Bradford J. Lachut, Esq. | Nov 19, 2025 | Advocacy, Featured

The New York state Senate held a joint hearing on Nov. 18, 2025, to address a growing concern for homeowners and insurance professionals alike: the rising cost—and shrinking availability of—residential property insurance. The hearing, convened by the Senate Committees...

N.J.: E-bike overhaul: What a new bill means for riders, regulators—and insurance producers

N.J.: E-bike overhaul: What a new bill means for riders, regulators—and insurance producers

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy

As the New Jersey Legislature zeroes in on e-bike insurance during the current lame duck session, S-4834 emerges as a key piece of proposed legislation. Introduced by Sen. Nicholas P. Scutari, D–22, S-4834 is the second e-bike insurance bill put forward in recent...

N.J.: New bill would protect insurance producers independence 

N.J.: New bill would protect insurance producers independence 

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy

For months, PIANJ has been sounding the alarm about a proposed regulation that could upend the independent insurance agency system. Through meetings with lawmakers, public comments and direct engagement with the New Jersey Department of Labor, PIANJ has worked...

N.Y.: Governor signs online insurance verification law: A win for agents, clients 

N.Y.: Governor signs online insurance verification law: A win for agents, clients 

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy, Featured

In a major victory for insurance modernization and consumer protection, New York Gov. Kathy Hochul officially signed S.5331-A/A.4404-A into law—bring the Empire State into a new era of real-time insurance verification for motor vehicles....

PIA Northeast affiliates unite to challenge unfair Medicare compensation practices 

PIA Northeast affiliates unite to challenge unfair Medicare compensation practices 

by Bradford J. Lachut, Esq. | Nov 7, 2025 | Advocacy

When it comes to protecting producers and the consumers they serve, PIA Northeast doesn’t hesitate to act—and this time, it did so across five states.  On Oct. 31, 2025, each of the PIA Northeast affiliates—PIANY, PIANJ, PIACT, PIANH and PIAVT—sent formal letters...

PIANH advocacy spurs swift action from NHID on Medicare Compensation Practices 

PIANH advocacy spurs swift action from NHID on Medicare Compensation Practices 

by Bradford J. Lachut, Esq. | Nov 7, 2025 | Advocacy, Featured

When producers speak, PIANH listens—and acts.  In response to growing concerns from insurance producers about troubling trends in the Medicare insurance market, PIANH took decisive action. On Oct. 31, 2025, PIANH sent a formal letter to the New Hampshire...

N.J.: E-bike insurance bill introduced: What producers need to know 

N.J.: E-bike insurance bill introduced: What producers need to know 

by Bradford J. Lachut, Esq. | Oct 31, 2025 | Advocacy

In response to an alarming increase in accidents involving electric bicycles and scooters across New Jersey, state lawmakers have introduced Senate Bill S-4763. Sponsored by Sens. Vincent J. Polistina, R-2, and Anthony M. Bucco, R-25, with co-sponsorship from Sen....

N.J.: Autonomous vehicle pilot program: A look at how a new bill may affect the industry

N.J.: Autonomous vehicle pilot program: A look at how a new bill may affect the industry

by Bradford J. Lachut, Esq. | Oct 28, 2025 | Advocacy, Featured

The future of transportation is arriving in New Jersey—and it’s driving itself. Earlier this month, Sen. Andrew Zwicker, D-16, introduced S-4702, legislation that would establish a pilot program for testing fully autonomous vehicles—AVs—across the Garden State. For...

Governor vetoes insurance definitions bill—following PIANY advocacy 

Governor vetoes insurance definitions bill—following PIANY advocacy 

by Bradford J. Lachut, Esq. | Oct 17, 2025 | Advocacy

Gov. Kathy Hochul has vetoed S.4963/A.1572, legislation that would have required the New York State Department of Financial Services to establish standardized definitions for commonly used terms in personal- and commercial-lines insurance policies.  While the...

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