Most people don’t spend much time thinking about their insurance premiums outside of when they pay them. However, many factors determine an individual’s premium—age, claims history and location—all affect a premium rate. There also are factors that are outside of your...
For many, Labor Day in the United States is about recognizing the contributions of the American labor movement to society and the workers who keep it running. For many businesses, it’s also a day about slashing prices. You probably have seen plenty of advertisements...
It’s that time of the year when the kids head back to college. This year your child wants to take their vehicle back with them. “What could go wrong?” they ask, as you casually turn on “Animal House” and show them the scene where D-Day turns Flounder’s car from a...
Oh no, not the macaroni salad! Poisoning the guests at the BBQ you host seems like a nightmare, but you won’t have to worry if you plan ahead, and you make certain insurance and safety considerations prior to the event. Make sure to have homeowners or renters...
It’s always fun to go off-roading—especially on an all-terrain vehicle. Feeling the wind against your body, the power of the machine and breezing through the countryside or a designated trail makes for a fun afternoon, especially with fellow riders. However, when...
Don’t get bugged driving up and down the same old strip. If your car has been featured in a Beach Boys’ song, it could be considered a classic car—provided it has its original design and specifications. This means you could be driving around in style this summer....
Living in a coastal community has many benefits that come with the ever-present threat of a hurricane causing significant damage to your property and community. However, homeowners can take steps to prepare their homes to withstand a storm. Investing in storm...
From backyard barbecues to cross-country road trips, the Fourth of July embodies the perfect summer celebration. While the holiday offers plenty of excitement, it also brings heightened risks, particularly for people who travel. For independent insurance agents, this...
Diversity, equity and inclusion—or DEI—seems like a kind of buzzword, but it really isn’t. It’s a framework that businesses can use to meet the needs of the United States’ increasingly diverse workforce. If your agency or business is not accommodating their...
Summer is (officially) here, meaning if you own a pool (or have plans to build one), you probably want it open for your family and friends to enjoy. Having a pool takes quite a bit of upkeep, between clearing out debris, making sure the water is clean and checking for...