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N.J. commercial auto liability minimum limits increase 7/1

N.J. commercial auto liability minimum limits increase 7/1

by Shirley Albright, CPIA, CISR | May 28, 2024 | Technical

The minimum limits for commercial automobile insurance customers in New Jersey will increase effective Monday, July 1, 2024.  Under P.L. 2023, c. 276, intrastate commercial vehicles with a gross vehicle weight of more than 26,000 pounds are required to carry...

Cyber series: Non-New York businesses advice

Cyber series: Non-New York businesses advice

by Bradford J. Lachut, Esq. | Apr 2, 2024 | Technical

This article in the cyber series is for those individuals who may lack a significant physical or financial presence in New York state. Just because a person lacks a physical or financial presence in the state though, does not mean that the New York cyber security...

Cyber series: Compliance for covered entities

Cyber series: Compliance for covered entities

by Bradford J. Lachut, Esq. | Mar 20, 2024 | Featured, Technical

Prior articles in the cyber series have concentrated on what it means to be a covered entity. This article discusses what covered entities must do to comply with New York’s cyber security regulation (23 NYCRR 500). Understanding covered entities Covered entities are...

Cyber series: Compliance for limited exempt entities

Cyber series: Compliance for limited exempt entities

by Bradford J. Lachut, Esq. | Mar 12, 2024 | Technical

Prior articles in the cyber series have concentrated on what it means to be a covered entity. This article transitions into discussing what covered entities that qualify for a limited exemption must do to comply with New York’s cyber security regulation (23 NYCRR...

Cyber series: Compliance for Class A Companies

Cyber series: Compliance for Class A Companies

by Bradford J. Lachut, Esq. | Mar 4, 2024 | Technical

Prior articles in the cyber series have concentrated on what it means to be a covered entity. This article transitions into a discussion about what covered entities must do to be in compliance with New York state’s cybersecurity regulation (23 NYCRR 500). This...

Cyber series: What is a Class A company?

Cyber series: What is a Class A company?

by Bradford J. Lachut, Esq. | Feb 27, 2024 | Featured, Technical

When New York state’s cyber security regulation (23 NYCRR 500) was amended at the end of 2023, it included the creation of a new type of covered entity referred to as Class A companies. Due to their size, these companies are required to go above and beyond what...

N.Y.: Chapter amendments made to PIA-priority ‘bait-and-switch’ law

N.Y.: Chapter amendments made to PIA-priority ‘bait-and-switch’ law

by Bradford J. Lachut, Esq. | Feb 13, 2024 | Advocacy, Featured, Technical

In 2023, PIANY fiercely advocated for passage of legislation that would increase consumer protections during the automobile insurance underwriting process. PIA was successful in its efforts when New York Gov. Kathy Hochul signed into law S.5764-B, which takes aim at...

In review: New Jersey’s legislation session 2022-23

In review: New Jersey’s legislation session 2022-23

by Bradford J. Lachut, Esq. | Feb 7, 2024 | Advocacy, Featured, Technical

While PIANJ may have faced challenges in advancing the association’s top priority—a ban on the use of step-down provisions in personal auto policies—your association’s efforts during the 2022-23 session were not in vain. The organization has seen widespread success in...

Cyber series: Understanding the limited exemption for covered entities

Cyber series: Understanding the limited exemption for covered entities

by Bradford J. Lachut, Esq. | Jan 30, 2024 | Featured, Technical

Building on our previous exploration of “covered entities” under New York’s cyber security regulation (23 NYCRR 500), this article delves into another critical aspect: the limited exemption for covered entities. The limited exemption underwent significant changes...

Cyber series: Let’s talk about covered entities  

Cyber series: Let’s talk about covered entities  

by Bradford J. Lachut, Esq. | Jan 17, 2024 | Featured, Technical

In the rapidly evolving digital landscape, cybersecurity is more crucial than ever. This is particularly true in New York, where the state's cyber security regulation, 23 NYCRR 500, plays a pivotal role. In part two of the PIA’s cyber series, let's delve into a key...

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