In our ongoing series examining the insurance-related proposals in Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation budget, we’ve looked at measures affecting transparency, market stability and mitigation....
PIACT supports transparency in premium billing notices legislation
PIACT has formally expressed its support for H.B.5373–An Act Concerning Premium Billing Notices for Personal Risk Insurance Policies. At a recent public hearing held by the Connecticut Insurance and Real Estate Committee, PIACT submitted testimony in support of the...
Don’t wait for the storm: Common claim pitfalls agents can avoid
In many markets, winter storms remain a leading driver for seasonal auto claims tied to snow and ice, even though many of these incidents are preventable with proper preparation and awareness. The risk is significant: According to the National Weather Service, there...
N.Y.: FRAUD Act would target staged accidents, protect honest policyholders
Insurance fraud is not a victimless crime. It drives premiums, strains underwriting capacity, and ultimately makes New York state less affordable for families, businesses and communities. A new proposal in Albany,...
N.H.: State suspends vehicle inspection program, its effect on agents and policyholders
New Hampshire’s vehicle inspection program is officially suspended. While the message to drivers is straightforward, the broader implications deserve a closer look from the insurance community. Recently, the New Hampshire Department of Justice and Department of...
N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency
In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation (TED) budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state...
Rodents, insurance and you: how is your coverage?
Rodents—from squirrels to mice—can pose a threat to your house or car. By nesting near or in your home and car, rodents can damage your property over time. They can gnaw wires, insulation and anything else they can chew. If this happens … do you know how your...
Legislative priority for PIANJ: Step-down ban introduced in state Senate
State Senate President Nicholas P. Scutari, D-22, has introduced S-3187 in the 2026-27 legislative session—a bill that would finally put an end to step-down clauses in personal auto policies in New Jersey. For those of us who...
N.H.: What introduced vehicle registration bill means for drivers, agents and insurers
New Hampshire has long taken a different approach to automobile insurance than most other states. While nearly every state requires drivers to carry auto insurance, New Hampshire instead relies on a financial responsibility system that typically...
Understand the disconnect: Distracted driving through the lens of auto insurance claims
Nearly every driver agrees that impaired driving is dangerous, but awareness alone isn’t enough to stop it. Recently, the AAA Foundation for Traffic Safety reported on this disconnect, finding that while people support stronger safeguards, risky behavior on the roads...