As winter approaches the Northeast, drivers across the region face some of the most challenging road conditions of the year. Each season, more than 1,300 people are killed and more than 116,800 people are injured in vehicle crashes on snowy, slushy or icy pavement,...
As the New Jersey Legislature zeroes in on e-bike insurance during the current lame duck session, S-4834 emerges as a key piece of proposed legislation. Introduced by Sen. Nicholas P. Scutari, D–22, S-4834 is the second e-bike insurance bill put forward in recent...
Let’s face it: Thanksgiving can be stressful. You must contend with traffic and crowded airports; it can be a challenge to get the whole family together, you’ll have a ton of guests if you’re hosting and there’s all the prep work that goes into cooking a big...
In a major victory for insurance modernization and consumer protection, New York Gov. Kathy Hochul officially signed S.5331-A/A.4404-A into law—bring the Empire State into a new era of real-time insurance verification for motor vehicles....
In response to an alarming increase in accidents involving electric bicycles and scooters across New Jersey, state lawmakers have introduced Senate Bill S-4763. Sponsored by Sens. Vincent J. Polistina, R-2, and Anthony M. Bucco, R-25, with co-sponsorship from Sen....
The future of transportation is arriving in New Jersey—and it’s driving itself. Earlier this month, Sen. Andrew Zwicker, D-16, introduced S-4702, legislation that would establish a pilot program for testing fully autonomous vehicles—AVs—across the Garden State. For...
If you’re hearing more about social inflation, and wondering how it’s impacting your clients—and your bottom line—you’re not alone. That’s exactly why PIANJ hosted a recent Deep Dive Panel titled “Behind the Verdict: How Litigation Trends Are Driving Insurance Costs.”...
The personal-lines insurance market in the Northeast has been anything but predictable. From underwriting volatility to shifting policy terms, agents are facing a landscape that demands agility, insight and support. Earlier this month, I had the opportunity to speak...
Nobody wants to pay more for car insurance than they need to, but the lowest price won’t always get you the coverage and protection you and your family need. There are many things standard auto policies will not cover, and after an accident is not the time to find out...
Most people don’t spend much time thinking about their insurance premiums outside of when they pay them. However, many factors determine an individual’s premium—age, claims history and location—all affect a premium rate. There also are factors that are outside of your...