On the heels of Gov. Kathy Hochul’s State of the State address, where auto insurance reform took center stage, the state Legislature took steps to address the issue this week with the introduction of S.8905. This legislation, sponsored by Sen. Monica Martinez, D-4,...
PIANY knows how much effort insurance producers put into staying informed and compliant with insurance laws and regulations. Continuing education isn’t just a requirement—it’s a commitment to professionalism and client...
As the 2026 legislative session begins in Albany, PIANY is once again advancing practical, meaningful reforms to improve the state’s insurance environment. PIANY’s priorities this year reflect the challenges independent agents are seeing in real time—outdated...
It’s hard to believe it, but 2026 is just around the corner. A new year means new opportunities, but it’s important to look back at your accomplishments from the previous year. As an independent insurance agent, maybe this was going above and beyond for your clients...
PIANJ has long advocated for banning the use of step-down clauses in personal auto policies—an unfair, hidden trap that blindsides consumers when they need coverage most. After years of steady advocacy, that work is paying off. Twin...
Gov. Kathy Hochul has vetoed legislation (S.364) that would have prohibited insurers from imposing restrictions on renters insurance policies based solely on the breed—or mix of breeds—of a dog owned or harbored by the policyholder. The...
A bill (S.3072) that would prohibit the use of an individual’s consumer credit history in employment decisions, has been delivered to Gov. Kathy Hochul for review. The bill is intended to promote fair hiring practices by limiting how personal financial...
When Gov. Kathy Hochul called for action on A.6063/S.4423—legislation that would have amended New York state’s wrongful-death statute significantly—PIANY members immediately mobilized. While well-intentioned, the bill posed serious concerns for...
As the New Jersey Legislature zeroes in on e-bike insurance during the current lame duck session, S-4834 emerges as a key piece of proposed legislation. Introduced by Sen. Nicholas P. Scutari, D–22, S-4834 is the second e-bike insurance bill put forward in recent...
For months, PIANJ has been sounding the alarm about a proposed regulation that could upend the independent insurance agency system. Through meetings with lawmakers, public comments and direct engagement with the New Jersey Department of Labor, PIANJ has worked...