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N.J.: Key bills PIANJ is following this session

N.J.: Key bills PIANJ is following this session

by Bradford J. Lachut, Esq. | Mar 11, 2025 | Advocacy, Featured

The 2024-25 legislative session in New Jersey is past its midpoint, and PIANJ is tracking numerous bills that could impact the insurance industry significantly. From motor vehicle liability to home improvement contracts and personal injury protection, these proposed...

N.Y.: Bill targets anticoncurrent causation clauses in homeowners insurance

N.Y.: Bill targets anticoncurrent causation clauses in homeowners insurance

by Bradford J. Lachut, Esq. | Mar 11, 2025 | Advocacy, Featured

New York state lawmakers are taking aim at a controversial insurance policy provision that has left many homeowners frustrated after disasters. A new bill, S.6205, introduced by Sen. James Skoufis, D-42, would limit the use of anticoncurrent causation clauses in...

Tariffs and car insurance rates: what to expect when you’re expecting protectionism

Tariffs and car insurance rates: what to expect when you’re expecting protectionism

by Matt McDonough | Mar 11, 2025 | General News

Even if your clients and colleagues have only a passing interest in politics and world affairs, you have probably heard them talk about the tariffs proposed by President Donald Trump. While it is generally understood that these tariffs mean an increased price on goods...

PIANY’s priority anti-arson bill advances in state Assembly

PIANY’s priority anti-arson bill advances in state Assembly

by Bradford J. Lachut, Esq. | Mar 5, 2025 | Advocacy, Featured

Recently, PIANY achieved a significant legislative victory with the passage of A.112 in the New York state Assembly on March 3, 2025. This marks a major step toward repealing the outdated anti-arson application requirement in New York City. This long-standing...

PIACT advocates for stronger protections in dog breed bill

PIACT advocates for stronger protections in dog breed bill

by Bradford J. Lachut, Esq. | Mar 5, 2025 | Advocacy

Recently, PIACT provided written testimony on S.B.1386, which would prohibit insurance companies from using a dog’s breed as the factor in underwriting homeowners and tenants insurance policies. While PIACT does not take a formal stance on the bill, the association...

PIACT opposes flood disclosure, cites unnecessary burdens on insurance producers

PIACT opposes flood disclosure, cites unnecessary burdens on insurance producers

by Bradford J. Lachut, Esq. | Mar 5, 2025 | Advocacy, Featured

PIACT voiced opposition to S.B.1245, a proposed bill that would require insurance producers and surplus-lines brokers to provide written notice about the availability of flood insurance at the time of application for personal risk insurance. While PIACT supports...

N.Y. bill: Real-time auto insurance verification at the DMV

N.Y. bill: Real-time auto insurance verification at the DMV

by Bradford J. Lachut, Esq. | Feb 20, 2025 | Advocacy, Featured

A newly introduced bill in the New York state Assembly would modernize how auto insurance coverage is verified, replacing the current system with a real-time online verification process. The bill, A.4404, introduced by Assemblymember David Weprin, D-24, would prevent...

NHID issues bulletin on aerial imagery in underwriting 

NHID issues bulletin on aerial imagery in underwriting 

by Bradford J. Lachut, Esq. | Feb 20, 2025 | Technical

The New Hampshire Insurance Department has issued Bulletin Docket #INS 25-016-AB, to address the increasing reliance on aerial imagery in property underwriting. The bulletin highlights concerns about insurers refusing to write or renew homeowners policies based solely...

New Jersey’s Car Insurance Reduction Act aims to lower rates and increase transparency

New Jersey’s Car Insurance Reduction Act aims to lower rates and increase transparency

by Bradford J. Lachut, Esq. | Feb 19, 2025 | Advocacy

With auto insurance rates on the raise, New Jersey state lawmakers are acting to reform auto insurance with the introduction of A-5254, also known as the Car Insurance Reduction Act. Sponsored by Assemblywoman Heather Simmons, D-3, this legislation would impose...

The future of e-bike regulation in New York: Three bills that could change the rules

The future of e-bike regulation in New York: Three bills that could change the rules

by Bradford J. Lachut, Esq. | Feb 11, 2025 | Advocacy, Featured, General News

E-bikes and e-scooters have become an essential part of New York state’s transportation network, offering a low-cost, eco-friendly alternative to cars. Yet, their growing presence on the streets also has sparked debates over safety, liability and regulation. In...

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