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What happens if the NFIP lapses? A guide for insurance agents and their clients

What happens if the NFIP lapses? A guide for insurance agents and their clients

With hurricane season underway, and Congress still negotiating a continuing resolution to fund the federal government, insurance agents should be prepared for the possibility of a lapse in the National Flood Insurance Program. Currently, the NFIP is set to expire Tuesday, Sept. 30, 2025. A short-term flood extension bill has been attached to the stalled CR, raising concerns about what could happen if lawmakers don’t act in time.

Weekly Dispatch: Sept. 25, 2025

Weekly Dispatch: Sept. 25, 2025

PIA Northeast goes to Washington for Advocacy Day 2025. Connecticut Insurance Commissioner and NAIC Past President Andrew N. Mais testified on behalf of the National Association of Insurance Commissioners. Lyft fined $19.4 million in driver misclassification case. NJCRIB files 4.3% reduction in rates; revised New York workers’ compensation loss costs take effect Oct. 1, 2025. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.

Weekly Dispatch: Sept. 18, 2025

Weekly Dispatch: Sept. 18, 2025

A new report finds that E&S growth in the United States is slowing, but it remains strong. It is important to keep track of insurance carriers’ rating and PIA Northeast can make it easier for its members to do so. The Connecticut Supreme Court clarifies broker duties on nonrenewals. PIA Northeast explains how this ruling affects insurance producers in Connecticut and beyond. PIANJ pushes back on proposed ABC test rule that could shake up independent agencies. Plus, you can read about state-specific industry news, compliance issues, advocacy updates, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.