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Economic momentum in U.S. auto, home, and business insurance

Economic momentum in U.S. auto, home, and business insurance

by Maura Rosner | Jan 25, 2023 | General News

According to the Insurance Information Institute, the insurance industry is seeing more economic momentum in U.S. auto, home, and business insurance than the entire U.S. economy. Mortgages and other personal loans will cost less, allowing for economic development in...

N.J.: Compulsory handgun liability insurance bill signed into law

N.J.: Compulsory handgun liability insurance bill signed into law

by Bradford J. Lachut, Esq. | Jan 9, 2023 | Advocacy, Featured, General News

Legislation that will require owners of handguns who carry in public to purchase liability insurance has been signed into the law. As previously reported, the Legislature worked quickly to pass this new law, P.L. 2022, C.131. Originally, the legislation was introduced...

N.Y.: Governor vetoes changes to workers’ compensation

N.Y.: Governor vetoes changes to workers’ compensation

by Clare Irvine, Esq. | Jan 3, 2023 | Advocacy, General News

Gov. Kathy Hochul vetoed a potentially disruptive change to New York’s workers’ compensation laws. The bill would have changed the definition of temporary total disability in a way that would have increased workers’ compensation premium costs for businesses across the...

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

by Bradford J. Lachut, Esq. | Jan 3, 2023 | Featured, General News

The Supreme Court of New Jersey issued an opinion last month that directly impacts the way insurance producers must handle workers’ compensation for limited liability companies. The court held in the case of Holm v. Purdy that insurance producers have an ongoing duty...

Reduce damages and payouts: Monitor for leaky toilets

Reduce damages and payouts: Monitor for leaky toilets

by Natalie Tague | Dec 30, 2022 | Consumer-focused, General News

When it comes to leaks in the bathroom, prevention is just as important as conducting a timely repair. Most property owners do not have time or expertise to periodically check every toilet for minor leaks or damage, so they end up paying more on water and sewer bills....

Don’t let your clients do it alone—quick action leads to better restoration

Don’t let your clients do it alone—quick action leads to better restoration

by Beth Markowski-Roop & Bob Sorensen | Dec 2, 2022 | Consumer-focused, General News

Disasters from water, fire, smoke or mold can occur at any time. These types of disasters are not only stressful for property owners, but costly. Common restoration and mitigation timelines and repair estimates can increase drastically when unexpected asbestos...

An explanation multi-factor authentication

An explanation multi-factor authentication

by Jaye Czupryna | Nov 28, 2022 | Consumer-focused, General News

Multi-factor authentication is a method of authenticating users on an information system and requires them to go through multiple steps to access that information system. Commonly, this is accomplished through a combination of a username and password, followed by a...

Stated amount coverage: What clients need to know, what you need to tell them

Stated amount coverage: What clients need to know, what you need to tell them

by Shirley Albright, CPIA, CISR | Nov 15, 2022 | General News

Insuring on a stated amount basis usually offers little benefit to the insured. From the insured's perspective, a few things can go wrong when the stated amount fails to exactly equal the cash value of a property at the time of loss. One predicament your insureds...

Conn./N.H./Vt.: New England’s midterm results

Conn./N.H./Vt.: New England’s midterm results

by Clare Irvine, Esq. | Nov 10, 2022 | General News

Connecticut’s, New Hampshire’s, and Vermont’s midterm results helped bolster the Democrats nationally, helped the Republicans keep two gubernatorial seats, and had strong turnouts across the three states. The Democrats held onto all the Senate seats up for election in...

N.Y. elections: Democrats hold on to state-wide offices, likely to lose seats in the Legislature

N.Y. elections: Democrats hold on to state-wide offices, likely to lose seats in the Legislature

by Bradford J. Lachut, Esq. | Nov 9, 2022 | General News

The results of this election look a lot like most elections in New York state for the past 10 years. This year, Democrats won the state-wide positions of governor, comptroller, and attorney general, and hold comfortable majorities in both the Assembly and the State....

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