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So, your car hits a guardrail … who pays for it?

So, your car hits a guardrail … who pays for it?

by Matt McDonough | Dec 8, 2023 | Consumer-focused, Featured, General News

A few months ago, an accident occurred right outside of the PIA Northeast office. A car traveling northbound on I-87 appeared to lose control and hit the guardrail. It careened across the southbound lane and stopped in the shoulder. The car suffered heavy damages and...

Risks associated with electronic bikes

Risks associated with electronic bikes

by Theophilus Alexander | Dec 5, 2023 | Consumer-focused, Featured, General News

Electric bicycles—or e-bikes—have become popular as an eco-friendly, efficient, and cost-effective mode of transportation. While these bicycles offer myriad benefits, they carry certain risks—which riders can mitigate. Electric bikes are powered by batteries,...

Warranties vs. insurance: what’s the difference?

Warranties vs. insurance: what’s the difference?

by Matt McDonough | Nov 3, 2023 | Consumer-focused, Featured

Upon buying a new piece of technology—new phone, new TV, new game console—often the salesperson will ask you if you would like to purchase an extended warranty with it. Warranties and insurance may seem similar on the surface, but in fact they have more than a few...

Health insurance, new diabetic drugs and the future of weight loss

Health insurance, new diabetic drugs and the future of weight loss

by Matt McDonough | Oct 27, 2023 | Consumer-focused

In the U.S., weight-loss drugs have received renewed attention thanks to recent medical advancements. Frequently, Ozempic, Wegovy and Mounjaro are included in this conversation—even though not all of them are marketed as weight-loss drugs. For example, Ozempic notes...

Veterinary medicine trends affect pet’s care

Veterinary medicine trends affect pet’s care

by Matt McDonough | Oct 23, 2023 | Consumer-focused, General News

The COVID-19 pandemic left a major mark on the American workforce that can be seen in every industry. The U.S. Chamber of Commerce provided a brief overview of these trends in a September 2023 report. The report characterizes this phenomenon of industries seeing high...

Rising pedestrian fatalities and auto insurance

Rising pedestrian fatalities and auto insurance

by Matt McDonough | Oct 17, 2023 | Consumer-focused

Traffic fatalities have been on the rise in recent years. According to the Early Estimate of Motor Vehicle Traffic Fatalities in 2022 from the National Highway Traffic Safety Administration, traffic fatalities in the United States have increased from 32,479 in 2011,...

This Halloween, don’t get scared: get coverage!

This Halloween, don’t get scared: get coverage!

by Matt McDonough | Oct 10, 2023 | Consumer-focused, Featured

Halloween is almost here, and with it, everything that makes the holiday so special. There’s the chilly fall air, and it seems as though there’s the grinning jack-o-lanterns posted at every door. Elaborate decorations and haunted houses are a fixture of Hallows’ Eve,...

Water you mean I’m not covered? Navigate the flood insurance knowledge gap

Water you mean I’m not covered? Navigate the flood insurance knowledge gap

by Bill Martin | Sep 11, 2023 | Consumer-focused, Featured, General News

The summer of ’23 has brought disastrous weather events in almost every region of the country. The Northeast faced record-breaking flooding. Vermont received two months’ worth of rain—more than nine inches—in just a few days. More than 4,000 homes were damaged by...

Shark attacks: If you’re not with Jason Statham, an insurance policy may be the next best thing

Shark attacks: If you’re not with Jason Statham, an insurance policy may be the next best thing

by Danielle Caswell, Esq. | Aug 28, 2023 | Consumer-focused, Featured

If you are brave enough to have bought a ticket to Jason Statham’s latest action thriller, Meg 2: The Trench, then you might be familiar with what it would be like to take on a band of oversized, murderous sharks and other sea creatures in the pursuit of ocean...

The psychology of advanced car safety technology

The psychology of advanced car safety technology

by Scott Finnegan | Jul 26, 2023 | Consumer-focused, Featured

One of the biggest areas for recent innovation in automobile design is advanced safety features. Features like lane and obstacle sensing radar, collision warning, and heads up displays are increasingly becoming standard equipment on new cars. The technology that comes...

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