Insurance fraud is not a victimless crime. It drives premiums, strains underwriting capacity, and ultimately makes New York state less affordable for families, businesses and communities. A new proposal in Albany,...
PIACT recommends technical fixes to bill for service-animal protections
Connecticut lawmakers are once again revisiting an issue that sits right at the intersection of insurance underwriting and consumer protection: how insurers treat policyholders who own certain dog breeds. This session, H.B.Raised Bill 5264 would propose new...
N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency
In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation (TED) budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state...
Legislative priority for PIANJ: Step-down ban introduced in state Senate
State Senate President Nicholas P. Scutari, D-22, has introduced S-3187 in the 2026-27 legislative session—a bill that would finally put an end to step-down clauses in personal auto policies in New Jersey. For those of us who...
PIANY MetroRAP: For the MVPs
Over 400 insurance professionals braved polar cold to attend PIANY’s MetroRAP on Jan. 29, 2026, at the Sheraton New York Times Square Hotel. During the daylong event, attendees took advantage of networking opportunities and gained valuable insights about artificial...
N.Y.: Have you met TED (again)?
As New York state’s budget season gets underway, the familiar alphabet soup of Albany returns—none more important to insurance professionals than the Transportation, Economic Development and Environmental Conservation budget, better known...
N.Y.: Proposed e-scooter insurance bill has vital implications for independent agents
Legislation (A.9568) introduced by Assemblymember Sam Berger, D-27, would amend New York state’s Vehicle and Traffic Law to require electric scooter service platforms to maintain liability insurance coverage for scooters offered to the public through app-based digital...
N.J.: New e-bike law closes insurance gaps: A win for public safety and common sense
New Jersey has taken a major step forward to regulate the growing use of electric bicycles with the passage and signing of S-4834—a measure strongly supported by PIANJ. As e-bikes have rapidly evolved from recreational novelties into legitimate transportation...
PIANY champions CE carryover for insurance producers
PIANY knows how much effort insurance producers put into staying informed and compliant with insurance laws and regulations. Continuing education isn’t just a requirement—it’s a commitment to professionalism and client...
N.Y.: State of the State address: Insurance takes center stage
Property/casualty insurance rarely gets the spotlight in a governor’s State of the State address. Most years, it’s a footnote—if mentioned at all. However, this year is different. Gov. Kathy Hochul put home and auto insurance front and...