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Before you start planning your wedding, don’t forget to insure the ring

Before you start planning your wedding, don’t forget to insure the ring

by Roger C. Butler, CIC | Jan 3, 2024 | Consumer-focused, Featured

Getting engaged for Christmas or New Years is very exciting and romantic. It could involve a beautiful one-carat diamond ring that looks amazing on your finger! There’s so much planning to do for the big day, but don’t forget to insure your ring from theft, if the...

N.Y.: PIA-priority ‘bait-and-switch’ becomes law 

N.Y.: PIA-priority ‘bait-and-switch’ becomes law 

by Bradford J. Lachut, Esq. | Dec 26, 2023 | Advocacy, Featured

For years, PIA has fought for increased consumer protections during the automobile insurance underwriting process. PIA won a major victory in that fight today when New York Gov. Kathy Hochul signed into law S.5764B, which takes aim at the harmful bait-and-switch...

Think twice before you reply with an emoji … it could be a binding contract

Think twice before you reply with an emoji … it could be a binding contract

by Danielle Caswell, Esq. | Dec 21, 2023 | Featured, General News

Let’s face it … technology can be hard. Especially when you have no idea what things mean. Remember when Gen Z unofficially deemed millennial use of the 😂 emoji as “not cool,”[1] or dare I say…cheugy?[2] Or when almost every older-generation dad got called out...

Legislation to combat residential fires passes N.J. Senate

Legislation to combat residential fires passes N.J. Senate

by Theophilus Alexander | Dec 19, 2023 | Featured, General News

Nearly a decade ago, New Jersey witnessed the inherent dangers posed by rapidly spreading fires—the catastrophic 2015 Avalon Apartment fire in Edgewater, which thankfully caused no injuries or deaths. However, the incident still lingers vividly in the minds of the New...

Sensory branding = customer retention

Sensory branding = customer retention

by Katie Brenneman | Dec 18, 2023 | Agency Management, Featured

Sensory branding isn’t a new concept, but it’s something that more marketing teams should pay attention to when it comes to increased customer retention. Appealing to the senses of your customers will not only attract more people within your target audience, but it...

Don’t compete … differentiate

Don’t compete … differentiate

by John Fear, CPIA, CISR | Dec 14, 2023 | Agency Management, Featured

It is an understatement to say that the world is changing. The way we communicate with others, purchase goods and services, engage in entertainment, have all changed at an unprecedented rate leaving many businesses trying to comprehend what they will need to maintain...

N.J.: Introduced legislation would make insurance mandatory for e-bikes and e-scooters 

N.J.: Introduced legislation would make insurance mandatory for e-bikes and e-scooters 

by Theophilus Alexander | Dec 12, 2023 | Advocacy, Featured

Coming off an expensive statewide ballot election featuring all 120 elected Assemblymembers and Senators, the New Jersey state Legislature’s lame duck session currently is in full swing.   On Nov. 30, 2023, Senate President Nicholas Scutari, D-22,...

The industry’s role in making the world greener

The industry’s role in making the world greener

by Danielle Caswell, Esq. | Dec 11, 2023 | Featured, General News

While the insurance industry has yet to publicly and explicitly acknowledge global warming and the importance of protecting the environment, actions taking place within the industry—which are related to industries and governments—are indicative that a shift is...

So, your car hits a guardrail … who pays for it?

So, your car hits a guardrail … who pays for it?

by Matt McDonough | Dec 8, 2023 | Consumer-focused, Featured, General News

A few months ago, an accident occurred right outside of the PIA Northeast office. A car traveling northbound on I-87 appeared to lose control and hit the guardrail. It careened across the southbound lane and stopped in the shoulder. The car suffered heavy damages and...

Risks associated with electronic bikes

Risks associated with electronic bikes

by Theophilus Alexander | Dec 5, 2023 | Consumer-focused, Featured, General News

Electric bicycles—or e-bikes—have become popular as an eco-friendly, efficient, and cost-effective mode of transportation. While these bicycles offer myriad benefits, they carry certain risks—which riders can mitigate. Electric bikes are powered by batteries,...

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