In a victory for black car and gig drivers, the U.S. Second Circuit Court of Appeals unanimously ruled 3-0 that the New York Black Car Operators' Injury Compensation Fund has the statutory authority to impose a 2.5% surcharge on noncash tips. This ruling was made on...
As winter tightens its grip on the Northeast, recent storms have blanketed the region in snow and ice, creating hazardous driving conditions. With plummeting temperatures and slippery roads, it’s crucial for drivers to prioritize safe driving practices. In the United...
In the rapidly evolving digital landscape, cybersecurity is more crucial than ever. This is particularly true in New York, where the state's cyber security regulation, 23 NYCRR 500, plays a pivotal role. In part two of the PIA’s cyber series, let's delve into a key...
Have you heard of “Nuclear Verdicts®”? No, it’s not a new military stratagem involving ballistic missiles, but they are about as devastating as one. Nuclear verdicts are rulings against companies with payouts in the millions. Over the past 10 years, two-thirds of...
The New York Department of Financial Services cyber security regulation—known as 23 NYCRR 500 by nerds like me—first went into effect on March 1, 2017. This regulation was the first in the nation to regulate the cyber security practices of the financial services...
On the most basic level, choosing a career as an insurance producer means having the opportunity to sell insurance products to clients. However, deciding to become an insurance producer also means signing up for a heightened level of responsibility, which means acting...
Getting engaged for Christmas or New Years is very exciting and romantic. It could involve a beautiful one-carat diamond ring that looks amazing on your finger! There’s so much planning to do for the big day, but don’t forget to insure your ring from theft, if the...
For years, PIA has fought for increased consumer protections during the automobile insurance underwriting process. PIA won a major victory in that fight today when New York Gov. Kathy Hochul signed into law S.5764B, which takes aim at the harmful bait-and-switch...
Let’s face it … technology can be hard. Especially when you have no idea what things mean. Remember when Gen Z unofficially deemed millennial use of the 😂 emoji as “not cool,”[1] or dare I say…cheugy?[2] Or when almost every older-generation dad got called out...
Nearly a decade ago, New Jersey witnessed the inherent dangers posed by rapidly spreading fires—the catastrophic 2015 Avalon Apartment fire in Edgewater, which thankfully caused no injuries or deaths. However, the incident still lingers vividly in the minds of the New...