Even though most of your employees should be in the baby boomer, Gen X and millennial generations, there could be members of the Silent Generation and Gen Z working together, too. This can be a good thing as cross-generational experience can be beneficial to problem...
The New York state Senate has issued a sweeping request for information on the state’s residential property insurance market—signaling the start of what could become a fast-moving legislative push to address skyrocketing premiums, shrinking availability and increasing...
Can you believe it’s been just over a month since President Donald Trump signed the One Big Beautiful Bill Act into law on July 4? It practically shipped with fireworks—and for those of us in the insurance world, it brought more than a few sparks. Some were good, a...
The New York State Department of Financial Services has finalized a regulation establishing a standardized definition of “hurricane” for homeowners insurance policies statewide—marking a significant win for consumer clarity and policy transparency. This action...
PIANJ has submitted formal comments in strong opposition to a proposed rule by the New Jersey Department of Labor and Workforce Development that would expand the application of the ABC test for determining independent contractor status under state labor laws...
The New Jersey Department of Labor is proposing a sweeping new rule that could disrupt how independent insurance agents do business fundamentally. The proposed regulation expands the ABC test—the legal standard used to determine whether a worker is an...
In the world of insurance sales, few things surprise independent agents more than a commission chargeback—especially when it’s requested years after the original transaction. While these occurrences may seem arbitrary or unfair, they often are rooted in the fine print...
It’s always fun to go off-roading—especially on an all-terrain vehicle. Feeling the wind against your body, the power of the machine and breezing through the countryside or a designated trail makes for a fun afternoon, especially with fellow riders. However, when...
In May, an application for an overall loss cost decrease of 13.2% was submitted to the New York State Department of Financial Services by the New York Compensation Insurance Rating Board. The NYDFS approved the application as filed with an effective date of Wednesday,...
Onboarding is your first real opportunity to connect people to your mission, model your values, and build trust with new hires. When done right, it aligns talent and culture while setting the foundation for long-term retention. However, a weak onboarding system...