Recently, the Appellate Court of Illinois, First Judicial District found that two insurance companies did not owe a duty to defend an employer in an underlying class-action lawsuit centered on the Illinois Biometric Information Privacy Act.[1] The case In Nat’l Fire...
Strategies to scale your online business
Online businesses come in all shapes and sizes. Sellers of handmade jewelry, software subscriptions, insurance policies or anything else, all have the same goal—to turn a profit. Even if a business exists as an extension of a passionate hobby, it’s still advantageous...
N.Y.: Expanding horizons: Legislation introduced to widen C-MAP eligibility
In New York state, a notable amendment has been proposed that would redefine the landscape of coastal property insurance. Targeting the Coastal Market Assistance Program, this bill (S.8320)— introduced by Sen. Shelley Mayer, D-37—would broaden the insurance options...
Winter flood preparedness: Navigate rising waters with confidence
As winter unfolds, it brings not just fridged temperatures but also the increased risk of flooding. While snowflakes and ice may paint a serene picture, they can quickly transform into a formidable force when temperatures rise, leading to winter floods. This article...
N.J.: Expanded paid family leave bill passes Assembly before stalling in the Senate
In a move to enhance workplace fairness, the New Jersey state General Assembly passed A-5166 on Dec. 21, 2023. Sponsored by Assemblymembers Annette Quijano, D-20; Verlina Reynolds-Jackson, D-15; Craig J. Coughlin, D-19; Paul D. Moriarty, D-4; and co-sponsored by...
N.Y.: U.S. Second Circuit Court of Appeals upholds New York Black Car Operators Injury Compensation surcharge on noncash tips
In a victory for black car and gig drivers, the U.S. Second Circuit Court of Appeals unanimously ruled 3-0 that the New York Black Car Operators' Injury Compensation Fund has the statutory authority to impose a 2.5% surcharge on noncash tips. This ruling was made on...
Navigate the Winter Wonderland: A guide for insurance agents to safeguard clients
As winter tightens its grip on the Northeast, recent storms have blanketed the region in snow and ice, creating hazardous driving conditions. With plummeting temperatures and slippery roads, it’s crucial for drivers to prioritize safe driving practices. In the United...
N.J.: Trio of insurance-related laws signed
At the end of the 2022-23 legislative session in New Jersey a series of insurance-related bills that will impact personal- and commercial-lines clients were signed into law by Gov. Phil Murphy. These bills range from mandating safety measures in housing construction,...
Break down: Anatomy of a personal auto claim
Whether it is a minor fender bender or a major collision, the aftermath of a car accident is a scenario we all hope to avoid. Yet, when the unexpected happens, understanding the intricate process of filing a personal auto insurance claim becomes most important. In...
Build a fallout shelter against Nuclear Verdicts®
Have you heard of “Nuclear Verdicts®”? No, it’s not a new military stratagem involving ballistic missiles, but they are about as devastating as one. Nuclear verdicts are rulings against companies with payouts in the millions. Over the past 10 years, two-thirds of...