Hardbit ransomware attempts to ransom payments through victim’s cyber insurance policies. U.S. House subcommittee holds hearing on federal data privacy bill. Plymouth Rock announces policy rate increases in New Jersey. And, see how New York state’s photo inspection bill in the state budget differs from the vetoed bill. Plus, you can read about state-specific industry news, advocacy updates, technical resources, accolades, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

Climate change is affecting the insurance industry—to make precise and informed decisions in preparation for potential risks, insurance agents and their clients need to rely on any data that is available. New report: If inflation keeps up, carriers may run the risk of insolvency; agents need to take note and track profit warnings for the insurance companies for which they do business. And, the New Hampshire Insurance Department reminds carriers that there is no personal lines blacklisted vehicles. Plus, you can read about state-specific industry news, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

COVID-19 is not the first communicable disease to reveal just how susceptible the world still is to severe impact from germs, but the current pandemic is shaping how people need to think about insurance. PIANY has been continuing its work to repeal New York state’s antiquated arson law. And, don’t miss out on the Connecticut Convention being held in the insurance capital of the world. Plus, you can read about state-specific industry news, advocacy updates, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.

PIACT has announced its 2023 legislative priorities, supporting legislation that would waive the declinations requirement when an agent renews a policy in the surplus-lines market through an unaffiliated, licensed wholesale broker. In recognition of Data Privacy Week, New York state is promoting techniques for protecting private data. Reinsurance refers to the system in which an insurer moves all or some of a risk to another insurer to give protection in case of risks on the first insurance. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.

Clients buying condos?—Help them understand the complex insurance implications of their purchases. The insurance industry is seeing more economic momentum in U.S. auto, home, and business insurance than the entire U.S. economy. PIANY has compiled a Q&A to help your clients get on board with making auto photo inspections optional. Get ready to comply with N.J.’s new minimum limits laws. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

Climate change and La Niña conditions are effecting weather conditions dramatically, resulting in more natural disasters than normal. Natural disasters are the leading cause of high losses and protections against these possible calamities are more necessary than ever. Workplace leaders need to harness their soft skills to delegate, anticipate behavioral conflicts between workers, communicate effectively, and grow themselves and their co-workers. And, Gov. Ned Lamont announces the start of adult-use cannabis sales at Connecticut’s first group of licensed retailers. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

What agents need to know as the market hardens. The Federal Trade Commission proposes ban on noncompete agreements. New Jersey’s new law requires gun owners to have liability insurance. And, Vermont requests federal damage assessment for storm damage. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities, and information you may have missed in this issue of the Weekly Dispatch.

PIA examines the 118th Congress. Andrew N. Mais reappointed commissioner of the Connecticut Insurance Department and president-elect of the National Association of Insurance Commissioners. Supreme Court of New Jersey’s ruling may affect duty-to-notify regarding workers’ compensation for LLCs. And, New York governor signs law to simplify placing business in the excess-lines market; vetoes changes to workers’ compensation laws—thank you to the PIANY members who helped make it happen. Plus, you can read about state-specific industry news, compliance issues, accolades, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.

Recently signed New York state law cracks down on telemarketing calls, agents defined as ‘telemarketers’—sort of. Connecticut to clear thousands of low-level cannabis possession convictions. And, avoid hiring mistakes to select top talent. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

Now is the time to remind your clients about end-of-the-year insurance exposures. Survey finds that organic growth decelerates for agents, brokers. PIANJ testifies in support of step-down bill, which then passes state Assembly Committee. And, Vermont to offer voluntary paid family and medical leave program by 2025. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.