How does a bill become a law in Connecticut? It’s a bit like the process explained in Schoolhouse Rock’s “I’m Just a Bill,” but with some important differences. In this post, I’ll provide a somewhat simplified outline of how a bill becomes a law in a “short session,”...
There are things every agent should understand about commercial property coverage. How well-versed are you on the finer points of this key coverage? Are you familiar with how the law affects the valuation of property? Or the effect that ordinances or laws can have on...
Whether they are being spoken, written or posted online, the words we say have an impact on others—and on the ways others perceive the ones sharing those words. Personally and professionally, we have each felt the impact of what others have said about us, to us...
This year has been characterized as the year when life could—hopefully—begin to assume some semblance of normalcy. However, for several reasons, 2022 is shaping up to be anything but a normal year in Connecticut state politics. A short session, federal funding...
The Connecticut Insurance Department approved the proposed workers’ compensation loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 14.1% decrease. The CID also approved an overall assigned risk rate decrease of 8.2%....
In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...
The results are in from the municipal elections on Nov. 2—and the GOP held or flipped several key municipal seats, including the following: Danbury: Dean Esposito (R) defeated Roberto Alves (D) in a mayor’s race that was incredibly important to the GOP—the seat had...
Today, employers must have effective loss controls in place before they purchase employment practices liability insurance. And yet, the current hardening of the market for such coverage shows us that rates and retentions are increasing after years of struggles....
Special session to extend Gov. Lamont’s emergency powers. The Connecticut General Assembly met over the course of two days in late September for a special session to approve an extension of Gov. Ned Lamont’s emergency powers. The extension—which was approved by...
Every employer in Connecticut is required to take several steps to reduce workplace sexual harassment. However, employers with fewer than three employees are not required to comply with the full legislation. Requirements Employers with three or more employees are...