For years, insurance professionals in New York state have juggled separate licenses to operate as agents and brokers—costly, time-consuming and often redundant. A new bill (A.8065), introduced in April 2025 by Assemblymember Pamela Hunter, D-128, aims to fix this...
Legislation introduced in the New York Assembly on April 8, 2025, would formally authorize and regulate the use of telematics and usage-based insurance in New York state’s private passenger and commercial auto insurance markets. This legislation could signal a move...
The push to modernize New York state’s continuing-education requirements for insurance professionals just took a major leap forward. On April 7, the state Assembly unanimously approved A.6652-A—a bill that would allow insurance producers to carry forward up to seven...
Recently, there has been confusion surrounding supplemental spousal liability coverage in auto policies in New York state. It has gone from an opt-in option, to automatic coverage, and back again to an opt-in option—unless a spouse is indicated on the application....
The push to modernize New York state’s continuing-education requirements for insurance professionals just took a major leap forward. The state Assembly Insurance Committee has unanimously approved A.6652-A on April 2, 2025,—a bill that would allow insurance producers...
When the commercial insurance market tightens, agents and brokers often become the frontline to answer client questions about nonrenewals, midterm cancellations and rate hikes. Fortunately, New York Insurance Law Section 3426 offers a detailed playbook on how...
In New York state, personal-lines insurance policies come with a tightly regulated framework under Insurance Law Section 3425, setting specific rules for when and how policies can be canceled or nonrenewed. As an agent or broker, understanding these nuances isn’t just...
A.5811, a bill recently introduced to the New York state Assembly, would shine a light on how insurers handle liability coverage under the state’s infamous “Scaffold Law” (Labor Law Section 240). This law holds property owners and contractors absolutely liable for...
A recent report from a Long Island news outlet highlighted an all-too-familiar pain point for consumers and insurance professionals alike: the surge in auto insurance premiums. While inflation, vehicle costs and repair expenses are contributing factors, one...
PIANY has long advocated for a more effective and consumer-friendly insurance marketplace. In past legislative sessions, PIANY successfully championed key reforms, including standardizing the definition of windstorm, and banning harmful bait-and-switch tactics....
