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N.H.: One last push before the session ends

N.H.: One last push before the session ends

by Simon P. Thomson | May 24, 2022 | Advocacy, Featured

The 2021-22 legislative session is wrapping up this week with the House and Senate set to complete all their work by May 26, 2022. The Legislature just completed the committee of conference phase, which is when committees made up of four House members and three...

N.J. court: Intra-family step-down exclusion in a PAP was unenforceable

N.J. court: Intra-family step-down exclusion in a PAP was unenforceable

by Bradford J. Lachut, Esq. | May 11, 2022 | Advocacy

The Superior Court of New Jersey, Appellate Division recently ruled in the case of Dela Vega v. Travelers Insurance Co.[1]  and St. Paul Protective Insurance Company that an intra-family step-down exclusion in a personal automobile policy was unenforceable. How...

N.Y.: Top PIA-priority legislation passes state Assembly

N.Y.: Top PIA-priority legislation passes state Assembly

by Katherine “Kat” Slye-Hernandez, Ph.D. | Mar 31, 2022 | Advocacy, Featured

The New York state Assembly passed A.6877—sponsored by Assemblyman Kenneth Zebrowski, D-96—yesterday. This bill is one of PIA’s top legislative priorities, and it would allow insurance carriers to waive the photo inspection requirement when clients purchase physical...

Understanding insurance coverages for rented, hired and non-owned vehicles

Understanding insurance coverages for rented, hired and non-owned vehicles

by Alexandra Chouinard | Mar 23, 2022 | Education

Personal- and commercial-lines insureds are responsible for injuries or damage when they rent vehicles (or rent out their own vehicles to others), when they are hired to use their vehicles to provide delivery or transportation services and when they borrow or lend...

Yes, inflation is driving up insurance premiums

Yes, inflation is driving up insurance premiums

by Clare Irvine, Esq. | Mar 21, 2022 | Agency Management, Featured, General News

In the past year, inflation has sent prices soaring on many household items and gasoline—especially gasoline. While the effect on inflation does not have the same immediate impact on insurance premiums as it does for gas and groceries, insurance carriers have...

N.Y.: Updates on PIANY’s advocacy to make photo inspections optional

N.Y.: Updates on PIANY’s advocacy to make photo inspections optional

by Katherine “Kat” Slye-Hernandez, Ph.D. | Feb 1, 2022 | Advocacy

Now that the New York state Legislature is back in session, PIANY’s advocacy for the association’s legislative priorities is getting kicked into high gear—and that includes PIANY’s work to make private-passenger photo inspections optional. Through PIANY’s efforts,...

N.H.: Auto-deductibles legislation introduced in state Senate

N.H.: Auto-deductibles legislation introduced in state Senate

by Simon P. Thomson | Jan 11, 2022 | Advocacy

Now that the holidays are behind us, we can focus on the upcoming 2022 legislative session in New Hampshire. A look at who’s in charge On one hand, you may recall that Republicans in the state House of Representatives hold a slim majority (207-186-1) in that chamber....

The holidays are full of claims opportunities

The holidays are full of claims opportunities

by Alexandra Chouinard | Dec 21, 2021 | Consumer-focused, Featured

We hope that everyone has a safe and warm holiday season without any mishaps—but sometimes, things go awry. And, just what are the most common claims this time of year? For the answer, read on: No. 1: Fires. At this time of year, people tend to use more candles, light...

Are you protected in case of a pirate raid?

Are you protected in case of a pirate raid?

by Katherine “Kat” Slye-Hernandez, Ph.D. | Nov 1, 2021 | Consumer-focused, General News

Now before I lose you before we start, hear me out. If pirates attacked your home and loved ones or your office and employees tomorrow, would you have the right insurance coverage to cover the loss? Pirates often steal, break things, harm or kill people, or they could...

Who is liable in an accident with an autonomous car?

Who is liable in an accident with an autonomous car?

by Alexandra Chouinard | Sep 9, 2021 | Featured, General News

Over the last several years, we’ve seen various new technologies in our vehicles that attempt to make driving safer. Some cars let drivers know when there is another vehicle in the car’s blind spot; some cars will automatically slow down or stop altogether to stop the...

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