In recent years, e-bikes and e-scooters—or micromobility vehicles—have taken off across the United States, offering a greener, cheaper and more convenient way to get around, especially in crowded cities and sprawling rural areas. Whether it’s commuters, leisure riders...
As an insurance agent or broker, helping clients choose the right flood insurance is crucial—especially when they face the aftermath of a flood. Understanding the distinctions between the National Flood Insurance Program and private flood insurance is essential for...
Gov. Kathy Hochul has signed A.2866/S.4199 into law, authorizing the New York State Department of Financial Services to create a single, standardized definition of “windstorm” in homeowners insurance policies. This long-awaited legislation marks a significant...
Amid growing concerns about the financial health and stability of the insurance marketplace, the personal-lines sector has experienced significant disruption, driven by carrier withdrawals and a rise in insolvencies. These developments are further constricting an...
We are nearing the middle of football season, and the excitement of watch parties and the camaraderie of cheering on your team with friends and family continues. While football season is a time for fun, it can also introduce risks—not just on the field, but for...
Manufacturers are increasingly facing risks that can impact their operations significantly—both in production and public relationships. Roughly 84% of respondents to a 2022 survey said they’re willing to pay more for products from a company they perceive to be...
As the internet becomes increasingly essential to daily life, disparities in internet quality across the country have revealed significant gaps. Many Americans in rural or underserved areas struggle with slow, unreliable or cost-prohibitive connections, while...
The New Jersey PIAPAC—the official political action committee of PIANJ—plays a vital role in ensuring that the voices of insurance agents are heard in Trenton. We had the pleasure of interviewing three key members of the New Jersey PIAPAC—New Jersey PIAPAC Chairperson...
The Agents Advocacy Coalition—the official political action committee of PIANY—plays a crucial role in shaping legislative efforts that impact insurance agents across New York state. We sat down with three members of the AAC—Chairperson Fred Holender, CLU, CPCU, ChFC,...
Homeowners in coastal regions of the United States face unique risks associated with the growing prevalence of hurricane and severe storm activity. Getting the right coverage plays a crucial role in protecting homeowners from the financial devastation caused by...
