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Conn./N.J./N.Y.: Maintaining a legal and insured rental property in different localities

Conn./N.J./N.Y.: Maintaining a legal and insured rental property in different localities

by Matt McDonough | Aug 9, 2024 | Consumer-focused, Featured

Do you run a short-term rental property? Think AirBNB or VRBO. These properties bring income to owners and operators, but they require constantly tracking a changing legal landscape—especially in popular rental areas. It’s vital to keep tabs on changes to local laws...

When carriers withdraw from a market

When carriers withdraw from a market

by Danielle Caswell, Esq. | Aug 5, 2024 | Featured, General News

The hard market has been a recurring topic of conversation over the last several months as something impacting insurance producers nationwide significantly. Diving further into the topic, the recent pattern of carrier withdrawals from various markets has become rather...

N.Y.: We’ve come so far … standardized windstorm deductible definition

N.Y.: We’ve come so far … standardized windstorm deductible definition

by N. Stephen Ruchman | Aug 2, 2024 | Advocacy

For several years, PIANY has been on the front lines as an advocate for the standardization of the windstorm deductible definition in New York state. It has been a top legislative priority for the association. PIANY members and staff members have meet with countless...

PIANY meets with DFS to discuss Adirondack and Mountain Valley’s marketplace exit

PIANY meets with DFS to discuss Adirondack and Mountain Valley’s marketplace exit

by Bradford J. Lachut, Esq. | Aug 2, 2024 | Advocacy, Featured, General News

Representatives of PIANY met recently with officials from the New York State Department of Financial Services to discuss the impending exit of Adirondack Insurance Exchange and Mountain Valley Insurance Company from the New York marketplace. This meeting comes in...

Connecticut’s 2024 legislative session in retrospect: child care liability insurance

Connecticut’s 2024 legislative session in retrospect: child care liability insurance

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Advocacy, General News

The 2024 legislative session in Connecticut was a tumultuous one for insurance-related matters. The Connecticut legislative calendar alternates between a long-session year and a short-session year. The 2024 session was a short session—characterized by two significant...

The impact of staged construction accidents on New York insurance premiums

The impact of staged construction accidents on New York insurance premiums

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, General News

Staged construction accidents have become a growing concern in New York, significantly affecting the property/casualty insurance sector. This fraudulent activity undermines the integrity of the construction industry and leads to substantial financial repercussions for...

Satellite imagery on homeowners insurance policies: consumer and state responses

Satellite imagery on homeowners insurance policies: consumer and state responses

by Theophilus Alexander | Jul 22, 2024 | General News

In recent years, insurance companies have increasingly turned to satellite imagery to evaluate the conditions of properties—particularly roofs—for underwriting purposes. This technological resource allows insurers to assess large numbers of properties from the air...

What to look for when hiring a roofer

What to look for when hiring a roofer

by Theophilus Alexander | Jul 22, 2024 | Consumer-focused, Featured, General News

Summer is the perfect time for outdoor home improvement projects, and one of the most critical components of your home is the roof. It provides essential protection against the elements and contributes to the structural integrity of your property. When it’s time to...

Embrace sustainable technology and automation for a thriving future

Embrace sustainable technology and automation for a thriving future

by Katie Brenneman | Jul 18, 2024 | Consumer-focused

Artificial intelligence and automation have made headline news in recent years. The meteoric rise of generative AI for content creation has some folks worried about the proliferation of fake news, while others have hailed the inception of large language models as the...

Navigate the maze: Understanding commercial insurance coverage for rehabilitation services

Navigate the maze: Understanding commercial insurance coverage for rehabilitation services

by Joseph Carfi | Jul 15, 2024 | Consumer-focused, Featured

Addiction rehabilitation centers face unique risks and challenges in their operations. It’s important to ensure that your rehabilitation center clients have the right insurance coverage to protect against these risks. This guide will help your clients understand the...

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