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PIANY-supported BI bill signed into law

PIANY-supported BI bill signed into law

by Bradford J. Lachut, Esq. | Sep 30, 2024 | Advocacy, Featured, General News

Gov. Kathy Hochul officially has signed bill A.10342 into law, expanding business interruption insurance coverage in New York state. The bill’s passage marks a significant step in redefining the scope of business interruption insurance by decoupling it from the...

Infrastructure series: Bridge the gap: We need solid structures in a world without flying cars

Infrastructure series: Bridge the gap: We need solid structures in a world without flying cars

by Bradford J. Lachut, Esq. | Sep 11, 2024 | Featured, General News

If science fiction has taught us anything, by 2024, we should have been cruising around in flying cars. Yet here we are, still relying on the same roads and bridges our ancestors built. While the dream of flying cars is still out of reach, one reality we must face is...

N.H.: NCCI WC loss cost decrease of 5.6% approved by NHID for 2025

N.H.: NCCI WC loss cost decrease of 5.6% approved by NHID for 2025

by Dan Corbin, CPCU, CIC, LUTC | Sep 9, 2024 | Featured, Technical

The New Hampshire Insurance Department approved the original workers’ compensation voluntary loss cost filing made by the National Council on Compensation Insurance—consisting of an overall 5.6% decrease. These loss costs will take effect Wednesday, Jan. 1, 2025. For...

Startup tactics: Launching and scaling efficiently on a limited budget

Startup tactics: Launching and scaling efficiently on a limited budget

by Katie Brenneman | Aug 29, 2024 | Consumer-focused, Featured, General News

Launching a startup company without a budget is possible with the right approach. Accomplish your goals by choosing the right type of business, maximizing efficiency, and using innovative tactics to scale your business. Here are some tips to get you started. Getting...

What to know: The N.Y. insurance guaranty fund

What to know: The N.Y. insurance guaranty fund

by Bradford J. Lachut, Esq. | Aug 23, 2024 | Featured, Technical

Insurance is meant to protect you when unexpected events happen, but what happens if your insurance company goes out of business? That’s where the New York insurance guaranty fund comes in. This fund is designed to protect policyholders and ensure that claims are paid...

Understand each client’s needs: tailor policies

Understand each client’s needs: tailor policies

by Lauren Barry | Aug 16, 2024 | Consumer-focused, Featured

As an independent insurance agent, navigating the market and crafting an offer that stands out from the rest—an offer that can’t be dismissed easily—requires a deeper understanding of your client’s specific needs and business circumstances. If you're not focused on a...

Customer loyalty—going, going, gone?

Customer loyalty—going, going, gone?

by Tammy Kohl & Doug Brown | Aug 14, 2024 | Agency Management, Featured

Generally, business owners, agency owners, and business leaders have several critical success factors to consider as they manage and grow their businesses. Some essential success factors are apparent (e.g., profitability, providing a good product or service or...

When carriers withdraw from a market

When carriers withdraw from a market

by Danielle Caswell, Esq. | Aug 5, 2024 | Featured, General News

The hard market has been a recurring topic of conversation over the last several months as something impacting insurance producers nationwide significantly. Diving further into the topic, the recent pattern of carrier withdrawals from various markets has become rather...

The impact of staged construction accidents on New York insurance premiums

The impact of staged construction accidents on New York insurance premiums

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, General News

Staged construction accidents have become a growing concern in New York, significantly affecting the property/casualty insurance sector. This fraudulent activity undermines the integrity of the construction industry and leads to substantial financial repercussions for...

N.J.: DOBI issues bulletin on low-income housing discrimination survey

N.J.: DOBI issues bulletin on low-income housing discrimination survey

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, Technical

Recently, the Department of Banking and Insurance released Bulletin No. 24-10, requiring all insurers authorized or admitted to sell property/casualty insurance in New Jersey to participate in a comprehensive survey on low-income housing discrimination. Facing...

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