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When carriers withdraw from a market

When carriers withdraw from a market

by Danielle Caswell, Esq. | Aug 5, 2024 | Featured, General News

The hard market has been a recurring topic of conversation over the last several months as something impacting insurance producers nationwide significantly. Diving further into the topic, the recent pattern of carrier withdrawals from various markets has become rather...

The impact of staged construction accidents on New York insurance premiums

The impact of staged construction accidents on New York insurance premiums

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, General News

Staged construction accidents have become a growing concern in New York, significantly affecting the property/casualty insurance sector. This fraudulent activity undermines the integrity of the construction industry and leads to substantial financial repercussions for...

N.J.: DOBI issues bulletin on low-income housing discrimination survey

N.J.: DOBI issues bulletin on low-income housing discrimination survey

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, Technical

Recently, the Department of Banking and Insurance released Bulletin No. 24-10, requiring all insurers authorized or admitted to sell property/casualty insurance in New Jersey to participate in a comprehensive survey on low-income housing discrimination. Facing...

Embrace sustainable technology and automation for a thriving future

Embrace sustainable technology and automation for a thriving future

by Katie Brenneman | Jul 18, 2024 | Consumer-focused

Artificial intelligence and automation have made headline news in recent years. The meteoric rise of generative AI for content creation has some folks worried about the proliferation of fake news, while others have hailed the inception of large language models as the...

Navigate the maze: Understanding commercial insurance coverage for rehabilitation services

Navigate the maze: Understanding commercial insurance coverage for rehabilitation services

by Joseph Carfi | Jul 15, 2024 | Consumer-focused, Featured

Addiction rehabilitation centers face unique risks and challenges in their operations. It’s important to ensure that your rehabilitation center clients have the right insurance coverage to protect against these risks. This guide will help your clients understand the...

Adirondack Insurance Exchange announces departure from New York insurance market 

Adirondack Insurance Exchange announces departure from New York insurance market 

by Bradford J. Lachut, Esq. | Jul 12, 2024 | Featured, Technical

In a significant development for New York state's insurance industry, Adirondack Insurance Exchange has announced its decision to exit the state's insurance marketplace. This move comes as AIE faces ongoing financial difficulties and a deteriorating capital...

AmGUARD Insurance Co. withdraws from personal-lines marketplace, effective July 8

AmGUARD Insurance Co. withdraws from personal-lines marketplace, effective July 8

by Bradford J. Lachut, Esq. | Jul 12, 2024 | Featured, Technical

In a significant move impacting the insurance landscape, AmGUARD Insurance Co., has announced its decision to withdraw from the personal-lines marketplace for admitted business nationwide, effective July 8, 2024. Most notably, this decision will affect homeowners and...

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

by Danielle Caswell, Esq. | Jul 5, 2024 | Advocacy, General News

Recently, the Supreme Court of New Jersey reversed a lower court decision in the case of Alejandra Padilla v. Young Il An, holding that all commercial property owners, including owners of vacant commercial lots or lots where there is no active business being...

Vt.: Stricter penalties for retail theft of merchandise—new law effective now

Vt.: Stricter penalties for retail theft of merchandise—new law effective now

by Bradford J. Lachut, Esq. | Jul 3, 2024 | Advocacy, Featured, General News

Vermont will enforce a new law aimed at curbing retail theft by increasing penalties for offenders, effective July 1, 2024. This new law is a response to rising concerns over retail theft and its impact on businesses and communities. Here's what you need to know about...

Protect business and personal assets

Protect business and personal assets

by Katie Brenneman | Jun 26, 2024 | Consumer-focused, Featured

Running a business as a limited liability company adds a layer of protection for personal assets. However, long-term risks and transitions, such as dissolution, can make a business vulnerable. As an agent, you can guide business owners toward the best choices. By...

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