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N.Y.: TED Part FF: Improve fraud reporting without compromising enforcement

N.Y.: TED Part FF: Improve fraud reporting without compromising enforcement

by Bradford J. Lachut, Esq. | Mar 18, 2026 | Advocacy

In our ongoing series examining the insurance-related proposals in Gov. Kathy Hochul’s Executive Budget, we’ve explored measures aimed at transparency, mitigation and litigation reform. Now, we turn to Part FF—a proposal focused on a less visible, but critically...

N.Y.: TED Part EE: Preserving no-fault benefits while reducing unnecessary litigation 

N.Y.: TED Part EE: Preserving no-fault benefits while reducing unnecessary litigation 

by Bradford J. Lachut, Esq. | Mar 11, 2026 | Advocacy, Featured

In our ongoing series examining the insurance-related proposals in Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation budget, we’ve looked at measures affecting transparency, market stability and mitigation....

N.Y.: TED Part DD: Rewarding real risk reduction—without distorting the market 

N.Y.: TED Part DD: Rewarding real risk reduction—without distorting the market 

by Bradford J. Lachut, Esq. | Mar 4, 2026 | Advocacy

In our ongoing series examining the insurance-related proposals in Gov. Kathy Hochul’s TED budget, we’ve looked at how Part BB would strengthen premium transparency, and how other provisions could affect market stability.  Now we turn to Part DD—an...

N.Y.: TED Part CC: Protecting market stability—why it misses the mark

N.Y.: TED Part CC: Protecting market stability—why it misses the mark

by Bradford J. Lachut, Esq. | Feb 25, 2026 | Advocacy

In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state significantly....

N.H.: State suspends vehicle inspection program, its effect on agents and policyholders 

N.H.: State suspends vehicle inspection program, its effect on agents and policyholders 

by Joseph Ritchie | Feb 20, 2026 | Technical

New Hampshire’s vehicle inspection program is officially suspended. While the message to drivers is straightforward, the broader implications deserve a closer look from the insurance community.  Recently, the New Hampshire Department of Justice and Department of...

N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency

N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency

by Bradford J. Lachut, Esq. | Feb 18, 2026 | Advocacy, Featured

In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation (TED) budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state...

N.Y.: Have you met TED (again)? 

N.Y.: Have you met TED (again)? 

by Bradford J. Lachut, Esq. | Jan 27, 2026 | Advocacy, Featured

As New York state’s budget season gets underway, the familiar alphabet soup of Albany returns—none more important to insurance professionals than the Transportation, Economic Development and Environmental Conservation budget, better known...

N.Y.: State of the State address: Insurance takes center stage 

N.Y.: State of the State address: Insurance takes center stage 

by Joseph Ritchie | Jan 13, 2026 | Featured, General News

Property/casualty insurance rarely gets the spotlight in a governor’s State of the State address. Most years, it’s a footnote—if mentioned at all.   However, this year is different. Gov. Kathy Hochul put home and auto insurance front and...

N.Y.: Have you met TED (again)? 

PIANY’s 2026 legislative priorities: Building a fairer, stronger insurance marketplace 

by Bradford J. Lachut, Esq. | Jan 8, 2026 | Advocacy, Featured

As the 2026 legislative session begins in Albany, PIANY is once again advancing practical, meaningful reforms to improve the state’s insurance environment. PIANY’s priorities this year reflect the challenges independent agents are seeing in real time—outdated...

Governor vetoes insurance definitions bill—following PIANY advocacy 

Governor vetoes insurance definitions bill—following PIANY advocacy 

by Bradford J. Lachut, Esq. | Oct 17, 2025 | Advocacy

Gov. Kathy Hochul has vetoed S.4963/A.1572, legislation that would have required the New York State Department of Financial Services to establish standardized definitions for commonly used terms in personal- and commercial-lines insurance policies.  While the...

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