We assume all our possessions will be covered if we lose them or if they are damaged, but do you know how your insurance policy will truly respond—or even which one will respond when it is needed? Sometimes you need additional coverage. Snowmobiles. Typically, a...
As New York state’s budget season gets underway, the familiar alphabet soup of Albany returns—none more important to insurance professionals than the Transportation, Economic Development and Environmental Conservation budget, better known...
We're in the middle of winter, and we have a long way to go until spring. Who wants to get caught out in the cold? This means you’ll be spending more time indoors to avoid the nasty weather, which leaves you vulnerable to some risks at home as you try to keep warm....
Music is a wonderful thing, and the best part of it is that you can make it yourself. There’s very little stopping you from purchasing an instrument, finding an instructor and taking the time to hone your new craft. However, you must take great care of your...
Property/casualty insurance rarely gets the spotlight in a governor’s State of the State address. Most years, it’s a footnote—if mentioned at all. However, this year is different. Gov. Kathy Hochul put home and auto insurance front and...
Renters insurance provides an essential safety net for tenants, offering protection against unforeseen events such as theft, fire, natural disasters or lawsuits. While obtaining a renters insurance policy is paramount, many renters undervalue the importance of...
Winter is here, and that means so are the cold, dreary, and often snowy, days. Why not plan a vacation? Planning a vacation is fun! However, it is often expensive. Don’t forget that your independent insurance agent can provide insurance resources to help protect your...
Winter is here, and that means the holiday season is in full swing. Hannukah, Christmas, Kwanza and the Winter Solstice are just around the corner: come January there’s the Epiphany and Chinese New Year. There’s plenty of festivities to enjoy, and that almost always...
The New York state Senate held a joint hearing on Nov. 18, 2025, to address a growing concern for homeowners and insurance professionals alike: the rising cost—and shrinking availability of—residential property insurance. The hearing, convened by the Senate Committees...
Let’s face it: Thanksgiving can be stressful. You must contend with traffic and crowded airports; it can be a challenge to get the whole family together, you’ll have a ton of guests if you’re hosting and there’s all the prep work that goes into cooking a big...