The New York state Senate held a joint hearing on Nov. 18, 2025, to address a growing concern for homeowners and insurance professionals alike: the rising cost—and shrinking availability of—residential property insurance. The hearing, convened by the Senate Committees...
Let’s face it: Thanksgiving can be stressful. You must contend with traffic and crowded airports; it can be a challenge to get the whole family together, you’ll have a ton of guests if you’re hosting and there’s all the prep work that goes into cooking a big...
When temperatures plummet, even a well-built home can be vulnerable to extreme winter weather. Across much of the United States, homeowners are finding that preparedness for severe cold, heavy snow and prolonged storms is no longer optional. Winters have become...
Part of the fun of Halloween is the seasonal decorations. Some people prefer simple decorations, like a few candles, smiling jack-o-lanterns and orange streamers. Others go for more elaborate displays, using giant props, plenty of lights, fog/smoke machines and even...
If you’re an insurance producer in New Jersey, there’s a new piece of legislation you’ll want to keep on your radar—S-4722. This bill would set the stage for the creation of the Joint Blue Ribbon Task Force on Impacts of Climate Change on Property Insurance. Let’s...
If you’re hearing more about social inflation, and wondering how it’s impacting your clients—and your bottom line—you’re not alone. That’s exactly why PIANJ hosted a recent Deep Dive Panel titled “Behind the Verdict: How Litigation Trends Are Driving Insurance Costs.”...
The personal-lines insurance market in the Northeast has been anything but predictable. From underwriting volatility to shifting policy terms, agents are facing a landscape that demands agility, insight and support. Earlier this month, I had the opportunity to speak...
Halloween is almost here, which means trick-or-treaters, fun costumes, lots of candy and, unfortunately, an uptick in vandalism and crime. There are many reasons why crime increases on Halloween. In general, there is an uptick in crime on holidays because people leave...
Cleaning up your house or building after it has been damaged by a storm is not as simple as it may seem, but there are safety precautions you can observe to ensure the job goes smoothly after the storm. Before you even begin the clean-up process, always remember to...
The Department of Banking and Insurance has issued Order No. A25-02, granting member insurers of the New Jersey Property-Liability Insurance Guaranty Association permission to impose a surcharge on policyholders to recoup the 2025 assessment. This order follows...