The Atlantic Hurricane season is just around the corner: are you prepared to face it? Whether you live on the coast or are more inland, you should make it a priority to be prepared for anything. Hurricanes are serious storms that can devastate acres of land—taking...
Dedicated volunteer leaders from PIANY met with state lawmakers on May 13, 2025, for the association’s annual Albany Lobby Day. The event was a powerful demonstration of PIANY’s ongoing commitment to creating a fair and responsive insurance marketplace in New York state. [PHOTO CAPTION: (L-R) PIANY Vice President Jorge Hernandez; PIANY President-elect Jason E. Bartow, AAI, CPIA, TRA; Assemblyman Samuel Berger, D-27; PIANY President Richard Andrews, LUTCF; PIANY Secretary Ed Chadwick; and PIANY Past President Fred Holender, CLU, CPCU, ChFC, MSFS.]
Do you run a short-term rental property? Think AirBNB or VRBO. These properties bring income to owners and operators, but they require constantly tracking a changing legal landscape—especially in popular rental areas. It’s vital to keep tabs on changes to local laws...
In a unanimous vote, the New York state Senate Insurance Committee has advanced S.4157, which would repeal the outdated anti-arson application requirement for property insurance policies in New York City. The vote marks a significant legislative victory for PIANY and...
In New York state, personal-lines insurance policies come with a tightly regulated framework under Insurance Law Section 3425, setting specific rules for when and how policies can be canceled or nonrenewed. As an agent or broker, understanding these nuances isn’t just...
S.B.1386 has officially been voted out of committee—marking a step forward in Connecticut’s efforts to address breed-based discrimination in homeowners and renters insurance. Importantly, the version of the bill that advanced includes all the technical corrections...
The term hoarding can bring some horrific images to mind—mostly due to several television shows on the topic. However, being as it’s TV, and they need drama and the dramatic, what is shown on TV is often some of the worst cases. That doesn’t mean hoarding should be...
New York Gov. Kathy Hochul signed a chapter amendment—A.2056—into law last month, which further limits how much flood insurance mortgage lenders can require. This new law amends legislation passed last session that prevented lenders from demanding flood insurance that...
The 2024-25 legislative session in New Jersey is past its midpoint, and PIANJ is tracking numerous bills that could impact the insurance industry significantly. From motor vehicle liability to home improvement contracts and personal injury protection, these proposed...
New York state lawmakers are taking aim at a controversial insurance policy provision that has left many homeowners frustrated after disasters. A new bill, S.6205, introduced by Sen. James Skoufis, D-42, would limit the use of anticoncurrent causation clauses in...
