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PIACT supports transparency in premium billing notices bill 

PIACT supports transparency in premium billing notices bill 

by Bradford J. Lachut, Esq. | Mar 4, 2026 | Advocacy

PIACT has formally expressed its support for H.B.5373– An Act Concerning Premium Billing Notices for Personal Risk Insurance Policies. At a recent public hearing held by the Connecticut Insurance and Real...

N.Y.: TED Part DD: Rewarding real risk reduction—without distorting the market 

N.Y.: TED Part DD: Rewarding real risk reduction—without distorting the market 

by Bradford J. Lachut, Esq. | Mar 4, 2026 | Advocacy

In our ongoing series examining the insurance-related proposals in Gov. Kathy Hochul’s TED budget, we’ve looked at how Part BB would strengthen premium transparency, and how other provisions could affect market stability.  Now we turn to Part DD—an...

N.Y.: TED Part CC: Protecting market stability—why it misses the mark

N.Y.: TED Part CC: Protecting market stability—why it misses the mark

by Bradford J. Lachut, Esq. | Feb 25, 2026 | Technical

In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state significantly....

PIACT recommends technical fixes to bill for service-animal protections

PIACT recommends technical fixes to bill for service-animal protections

by Bradford J. Lachut, Esq. | Feb 25, 2026 | Advocacy, Featured

Connecticut lawmakers are once again revisiting an issue that sits right at the intersection of insurance underwriting and consumer protection: how insurers treat policyholders who own certain dog breeds. This session, H.B.Raised Bill 5264 would propose new...

N.Y.: Bring fairness and accountability to aerial imagery in homeowners insurance 

N.Y.: Bring fairness and accountability to aerial imagery in homeowners insurance 

by Joseph Ritchie | Feb 25, 2026 | Advocacy

Technology is reshaping property underwriting, and aerial imagery now is a routine part of how carriers assess risk. From satellite photography to high resolution flyovers, insurers have more data than ever before about the condition of insured...

Nobody’s home—but you still need insurance

Nobody’s home—but you still need insurance

by Matt McDonough | Feb 20, 2026 | Consumer-focused

There are many reasons why homeowners leave their homes vacant for prolonged periods of time. For example, they could own multiple properties and live in them based on the season—someone could have property in Florida when it gets too cold in the Northeast, and vice...

N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency

N.Y.: TED Part BB: A once-in-a-generation opportunity to improve premium transparency

by Bradford J. Lachut, Esq. | Feb 18, 2026 | Featured, General News

In PIANY’s recent overview of Gov. Kathy Hochul’s Transportation, Economic Development and Environmental Conservation (TED) budget proposals, we outlined several insurance-related measures that could affect the personal lines marketplace in New York state...

Rodents, insurance and you: how is your coverage?

Rodents, insurance and you: how is your coverage?

by Matt McDonough | Feb 13, 2026 | Consumer-focused

Rodents—from squirrels to mice—can pose a threat to your house or car. By nesting near or in your home and car, rodents can damage your property over time. They can gnaw wires, insulation and anything else they can chew. If this happens … do you know how your...

Is it covered? Common items that need more coverage

Is it covered? Common items that need more coverage

by Matt McDonough | Jan 28, 2026 | Consumer-focused

We assume all our possessions will be covered if we lose them or if they are damaged, but do you know how your insurance policy will truly respond—or even which one will respond when it is needed? Sometimes you need additional coverage. Snowmobiles. Typically, a...

N.Y.: Have you met TED (again)? 

N.Y.: Have you met TED (again)? 

by Bradford J. Lachut, Esq. | Jan 27, 2026 | Featured, General News

As New York state’s budget season gets underway, the familiar alphabet soup of Albany returns—none more important to insurance professionals than the Transportation, Economic Development and Environmental Conservation budget, better known...

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Recent Posts

  • PIACT supports transparency in premium billing notices bill 
  • N.Y.: TED Part DD: Rewarding real risk reduction—without distorting the market 
  • N.Y.: Bills would introduce insurance transparency and rate reform
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