The ISO 2022 HO Program was examined for enhancements to coverage in the HO policy forms last month in ISO 2022 HO Program—Part I. This article will examine the restrictions introduced in the HO policy forms, a new policy form, and new enhancement and restrictive...
PIANY’s push to oppose ban on lead-paint exclusions
While I was looking at appliances in Home Depot this week, an announcement throughout the store warned shoppers that any house built before the 1970s still may have lead-based paint on the walls and posing a risk to residents. This risk extends to many houses across...
PIANY, national legislators discuss flood and crop insurance, cannabis safe harbor and taxes
PIANY leaders met with their congressional representatives and staffers from the offices of 10 New York representatives from May 11-13. These meetings were part of PIA National’s PIA Advocacy Day. Discussions focused mainly around four key issues: flood insurance,...
ISO 2022 HO Program—Part I
Another decade has passed since the Insurance Services Office Inc. 2011 HO Program debuted. Prior to that, it was the 2000 HO Program. Now comes the 2022 HO Program and I am more than a little excited about it. There are many interesting enhancements and limitations,...