The New York state Senate has issued a sweeping request for information on the state’s residential property insurance market—signaling the start of what could become a fast-moving legislative push to address skyrocketing premiums, shrinking availability and increasing...
Oh no, not the macaroni salad! Poisoning the guests at the BBQ you host seems like a nightmare, but you won’t have to worry if you plan ahead, and you make certain insurance and safety considerations prior to the event. Make sure to have homeowners or renters...
The New York State Department of Financial Services has finalized a regulation establishing a standardized definition of “hurricane” for homeowners insurance policies statewide—marking a significant win for consumer clarity and policy transparency. This action...
Living in a coastal community has many benefits that come with the ever-present threat of a hurricane causing significant damage to your property and community. However, homeowners can take steps to prepare their homes to withstand a storm. Investing in storm...
The 2025 New York state legislative session was filled with ambitious proposals aimed at improving the insurance landscape—many of which PIANY monitored, supported and advocated for on behalf of insurance professionals across the state. While a number of key wins were...
The 2025 New York legislative session wrapped up last week, and it’s time to reflect on what your association accomplished—and what’s still ahead. Thanks to persistent advocacy and strong member engagement, PIANY advanced several long-standing priorities, secured...
Summer is (officially) here, meaning if you own a pool (or have plans to build one), you probably want it open for your family and friends to enjoy. Having a pool takes quite a bit of upkeep, between clearing out debris, making sure the water is clean and checking for...
At the start of the 2025 Connecticut legislative session, PIACT set an ambitious goal to make significant reforms to the state’s excess and surplus lines placement process; protect consumers from increased premiums; and protect producers from errors-and-omissions exposures. Now with the 2025 session in the rearview mirror, PIACT can claim with confidence: Mission accomplished. With the passage of H.B.6981, PIACT secured a major win that will modernize the way brokers access the E&S market. Meanwhile, PIACT engaged in advocacy on bills related to flood insurance disclosures, dog breed underwriting and fossil fuel infrastructure surcharges—shaping outcomes that reflect the realities and needs of producers and consumers alike.
Water is everywhere—and it could damage your home and property. From torrential downpours to faulty plumbing, your home could face water-related exposures from many different directions. When it comes to water damage, one exposure that threatens homeowners is sewer...
The New York state Senate has passed S.4157—a bill that would repeal the longstanding anti-arson application requirement for property insurance in New York City. This marks the first time the legislation has cleared the Senate, representing a pivotal moment in PIANY’s...