The personal-lines insurance market in the Northeast has been anything but predictable. From underwriting volatility to shifting policy terms, agents are facing a landscape that demands agility, insight and support. Earlier this month, I had the opportunity to speak...
Halloween is almost here, which means trick-or-treaters, fun costumes, lots of candy and, unfortunately, an uptick in vandalism and crime. There are many reasons why crime increases on Halloween. In general, there is an uptick in crime on holidays because people leave...
Cleaning up your house or building after it has been damaged by a storm is not as simple as it may seem, but there are safety precautions you can observe to ensure the job goes smoothly after the storm. Before you even begin the clean-up process, always remember to...
The Department of Banking and Insurance has issued Order No. A25-02, granting member insurers of the New Jersey Property-Liability Insurance Guaranty Association permission to impose a surcharge on policyholders to recoup the 2025 assessment. This order follows...
The New York state Senate has issued a sweeping request for information on the state’s residential property insurance market—signaling the start of what could become a fast-moving legislative push to address skyrocketing premiums, shrinking availability and increasing...
Oh no, not the macaroni salad! Poisoning the guests at the BBQ you host seems like a nightmare, but you won’t have to worry if you plan ahead, and you make certain insurance and safety considerations prior to the event. Make sure to have homeowners or renters...
The New York State Department of Financial Services has finalized a regulation establishing a standardized definition of “hurricane” for homeowners insurance policies statewide—marking a significant win for consumer clarity and policy transparency. This action...
Living in a coastal community has many benefits that come with the ever-present threat of a hurricane causing significant damage to your property and community. However, homeowners can take steps to prepare their homes to withstand a storm. Investing in storm...
The 2025 New York state legislative session was filled with ambitious proposals aimed at improving the insurance landscape—many of which PIANY monitored, supported and advocated for on behalf of insurance professionals across the state. While a number of key wins were...
The 2025 New York legislative session wrapped up last week, and it’s time to reflect on what your association accomplished—and what’s still ahead. Thanks to persistent advocacy and strong member engagement, PIANY advanced several long-standing priorities, secured...