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Vt.: Mandatory flood risk disclosure for real estate transactions passes state Legislature 

Vt.: Mandatory flood risk disclosure for real estate transactions passes state Legislature 

by Bradford J. Lachut, Esq. | May 28, 2024 | Association, Featured

Recently, the Vermont Legislature passed a significant piece of legislation to enhance transparency in real estate transactions and rental agreements concerning flood risk. The measure, which is part of a larger piece of legislation (H.687), would mandate that...

Understanding N.Y.’s proposed anti-concurrent causation clause legislation

Understanding N.Y.’s proposed anti-concurrent causation clause legislation

by Bradford J. Lachut, Esq. | May 21, 2024 | Advocacy, General News

The New York state Senate is considering a bill, introduced by Sen. Neil Breslin, D-46, which would amend the Insurance Law concerning anti-concurrent causation clauses (S.9421). These clauses often create confusion and frustration for policyholders during claim...

N.Y.: Senate and Assembly insurance committees to consider parametric insurance   

N.Y.: Senate and Assembly insurance committees to consider parametric insurance   

by Theophilus Alexander | May 21, 2024 | Advocacy, General News

Last year, in a previous blog article, I explored the concept of parametric insurance and how its novelty presents an attractive insurance option for both insurers and consumers—especially when traditional insurance products may fall short in managing and mitigating...

PIANY President Gary Slavin talks about recent state legislative efforts

PIANY President Gary Slavin talks about recent state legislative efforts

by Gary Slavin, CIC, LUTCF, CLTC | May 13, 2024 | Advocacy

In the last legislative session, PIANY had some tremendous legislative successes: it’s important to look back at our victories as an association, as it reminds us of what we can achieve as a unified group of independent agents. Priority photo-inspection bill signed...

National Hurricane Preparedness Week and what PIA is doing for you 

National Hurricane Preparedness Week and what PIA is doing for you 

by Matt McDonough | May 3, 2024 | Featured, General News

It is National Hurricane Preparedness Week (May 5-11, 2024) and with the 2024 Atlantic hurricane season set to be “very active,” now is the time to make sure you and your insureds are prepared for the next few months.   Also, be sure to keep in mind what PIA...

PIANY-priority windstorm definition legislation passes state Assembly

PIANY-priority windstorm definition legislation passes state Assembly

by Bradford J. Lachut, Esq. | Mar 20, 2024 | Featured, General News

The New York state Legislature may be right in the middle of budget negotiations, but the Assembly took a break from the budget to pass one of PIANY’s top legislative priorities for the 2024 legislative session. The Assembly passed A.2866—which requires the New York...

N.Y.: Private flood-insurance market study passes Senate 

N.Y.: Private flood-insurance market study passes Senate 

by Bradford J. Lachut, Esq. | Feb 20, 2024 | General News

Last week, the New York state Senate passed legislation that would direct the New York State Department of Financial Services to—in part—study the possibility of supporting a private flood insurance market.  The bill (S.8167), sponsored by Sen. Neil Breslin,...

N.Y.: Expanding horizons: Legislation introduced to widen C-MAP eligibility

N.Y.: Expanding horizons: Legislation introduced to widen C-MAP eligibility

by Bradford J. Lachut, Esq. | Jan 24, 2024 | General News

In New York state, a notable amendment has been proposed that would redefine the landscape of coastal property insurance. Targeting the Coastal Market Assistance Program, this bill (S.8320)— introduced by Sen. Shelley Mayer, D-37—would broaden the insurance options...

Winter flood preparedness: Navigate rising waters with confidence

Winter flood preparedness: Navigate rising waters with confidence

by Bradford J. Lachut, Esq. | Jan 23, 2024 | Consumer-focused, Featured, General News

As winter unfolds, it brings not just fridged temperatures but also the increased risk of flooding. While snowflakes and ice may paint a serene picture, they can quickly transform into a formidable force when temperatures rise, leading to winter floods. This article...

The industry’s role in making the world greener

The industry’s role in making the world greener

by Danielle Caswell, Esq. | Dec 11, 2023 | Featured, General News

While the insurance industry has yet to publicly and explicitly acknowledge global warming and the importance of protecting the environment, actions taking place within the industry—which are related to industries and governments—are indicative that a shift is...

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