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N.Y.: Suffolk County state Supreme Court Judge blocks outside-income ban for legislators

N.Y.: Suffolk County state Supreme Court Judge blocks outside-income ban for legislators

by Theophilus Alexander | Jul 26, 2024 | General News

In a significant legal development, Suffolk County state Supreme Court Judge Alison Napolitano temporarily halted a law that would limit the outside income of New York state lawmakers. This decision, which was rendered on July 17, 2024, marks a notable victory for...

New York implements new law for fair insurance practices in affordable housing

New York implements new law for fair insurance practices in affordable housing

by Theophilus Alexander | Jul 15, 2024 | General News

On April 20, 2024, Gov. Kathy Hochul signed into law Chapter 56 of the Laws of 2024, marking a decisive change in how insurance companies can interact with property owners who house tenants utilize federal housing vouchers. According to an investigative report by the...

Vt.: Stricter penalties for retail theft of merchandise—new law effective now

Vt.: Stricter penalties for retail theft of merchandise—new law effective now

by Bradford J. Lachut, Esq. | Jul 3, 2024 | Advocacy, Featured, General News

Vermont will enforce a new law aimed at curbing retail theft by increasing penalties for offenders, effective July 1, 2024. This new law is a response to rising concerns over retail theft and its impact on businesses and communities. Here's what you need to know about...

N.H.: New boating safety law signed by Sununu 

N.H.: New boating safety law signed by Sununu 

by Theophilus Alexander | Jun 18, 2024 | Featured, General News

Gov. Chris Sununu signed H.B.1046, which targets boater safety, into law on June 11, 2024. Effective Wednesday, Jan. 1, 2025, this new law requires that boat operators involved in accidents resulting in death, injury, or property damage must immediately stop and...

New Jersey Supreme Court: E-scooters are not covered by no-fault law

New Jersey Supreme Court: E-scooters are not covered by no-fault law

by Bradford J. Lachut, Esq. | May 31, 2024 | Featured, General News

When it comes to navigating the streets, electric scooters, or LSESs, are as trendy as they are tricky. As the popularity of LSES and their presence on the roadways increases, it became all but certain that questions about insurance coverage would arise. For example,...

N.J. commercial auto liability minimum limits increase 7/1

N.J. commercial auto liability minimum limits increase 7/1

by Shirley Albright, CPIA, CISR | May 28, 2024 | Technical

The minimum limits for commercial automobile insurance customers in New Jersey will increase effective Monday, July 1, 2024.  Under P.L. 2023, c. 276, intrastate commercial vehicles with a gross vehicle weight of more than 26,000 pounds are required to carry...

Vt.: Mandatory flood risk disclosure for real estate transactions passes state Legislature 

Vt.: Mandatory flood risk disclosure for real estate transactions passes state Legislature 

by Bradford J. Lachut, Esq. | May 28, 2024 | Association, Featured

Recently, the Vermont Legislature passed a significant piece of legislation to enhance transparency in real estate transactions and rental agreements concerning flood risk. The measure, which is part of a larger piece of legislation (H.687), would mandate that...

N.Y.: PIA-priority photo inspection law took effect May 15

N.Y.: PIA-priority photo inspection law took effect May 15

by Shirley Albright, CPIA, CISR | May 16, 2024 | Association, Featured

PIANY’s top-priority photo inspection law (A.3172-A/S.5889) went into effect on Wednesday, May 15, 2024. This legislation makes important changes to New York state's antiquated photo inspection system.  The law allows insurance carriers to submit a waiver to...

Client misrepresentations could leave you on the hook for insurance fraud

Client misrepresentations could leave you on the hook for insurance fraud

by Danielle Caswell, Esq. | Mar 11, 2024 | Featured, General News

Insurance agents are the middlemen—they act as intermediaries between insureds and insurers. With this positioning, there are times when agents are put into situations in which they are unsure of what side to take—especially when evidence of a misrepresentation has...

What PIA members need to know about the Corporate Transparency Act

What PIA members need to know about the Corporate Transparency Act

by Danielle Caswell, Esq. | Mar 5, 2024 | General News

While the Corporate Transparency Act became law on Jan. 1, 2021, you may just be hearing about it now. That is because it became effective as of Jan. 1, 2024, and it has created new business reporting requirements on a federal level for smaller businesses. The law’s...

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