A newly introduced bill in Trenton is taking aim at a long-debated question in auto insurance: Whether drivers should see their premiums increase after an accident they didn’t cause. A-4570—sponsored by Assemblywomen Rosaura Bagolie, D-27, and Annette Quijano,...
Third-party litigation funding has become an increasingly visible force in the civil justice system. These arrangements allow outside investors to provide cash advances to plaintiffs involved in lawsuits in exchange for a portion of a future settlement or...
The New York state Assembly passed A.6652-B, legislation that would allow insurance producers to carry forward up to five excess continuing-education credits into their next licensing cycle, on Feb. 26, 2026. The bill is a top...
Two bills introduced by Sen. James Skoufis, D-42, are drawing attention in Albany and across New York state’s property/casualty insurance marketplace. While both focus on transparency and accountability, they...
Insurance fraud is not a victimless crime. It drives premiums, strains underwriting capacity, and ultimately makes New York state less affordable for families, businesses and communities. A new proposal in Albany,...
Connecticut lawmakers are once again revisiting an issue that sits right at the intersection of insurance underwriting and consumer protection: how insurers treat policyholders who own certain dog breeds. This session, H.B.Raised Bill 5264 would propose new...
Technology is reshaping property underwriting, and aerial imagery now is a routine part of how carriers assess risk. From satellite photography to high resolution flyovers, insurers have more data than ever before about the condition of insured...
State Senate President Nicholas P. Scutari, D-22, has introduced S-3187 in the 2026-27 legislative session—a bill that would finally put an end to step-down clauses in personal auto policies in New Jersey. For those of us who...
New Hampshire has long taken a different approach to automobile insurance than most other states. While nearly every state requires drivers to carry auto insurance, New Hampshire instead relies on a financial responsibility system that typically...
For independent insurance agents in New York state, affordability is no longer an abstract concern. It is a daily challenge that shows up in difficult renewals, shrinking carrier lists, and clients struggling to absorb ever increasing premiums. Few laws have...