State Senate President Nicholas P. Scutari, D-22, has introduced S-3187 in the 2026-27 legislative session—a bill that would finally put an end to step-down clauses in personal auto policies in New Jersey. For those of us who...
N.H.: What introduced vehicle registration bill means for drivers, agents and insurers
New Hampshire has long taken a different approach to automobile insurance than most other states. While nearly every state requires drivers to carry auto insurance, New Hampshire instead relies on a financial responsibility system that typically...
N.Y.: Federal Scaffold Law reform and the future of insurance affordability
For independent insurance agents in New York state, affordability is no longer an abstract concern. It is a daily challenge that shows up in difficult renewals, shrinking carrier lists, and clients struggling to absorb ever increasing premiums. Few laws have...
N.Y.: Proposed public adjuster solicitation bill would strengthen post-loss consumer protections
A new bill proposed in the New York state Assembly aims to protect property owners in the critical moments following a loss by placing temporary restrictions on public adjuster solicitation. The bill—A.9390-A/S.9082, sponsored by Assemblymember Sam Berger, D-27, and...
N.Y.: Proposed e-scooter insurance bill has vital implications for independent agents
Legislation (A.9568) introduced by Assemblymember Sam Berger, D-27, would amend New York state’s Vehicle and Traffic Law to require electric scooter service platforms to maintain liability insurance coverage for scooters offered to the public through app-based digital...
N.Y. bill targets auto insurance affordability, limits noneconomic damages
On the heels of Gov. Kathy Hochul’s State of the State address, where auto insurance reform took center stage, the state Legislature took steps to address the issue this week with the introduction of S.8905. This legislation, sponsored by Sen. Monica Martinez, D-4,...
PIANY champions CE carryover for insurance producers
PIANY knows how much effort insurance producers put into staying informed and compliant with insurance laws and regulations. Continuing education isn’t just a requirement—it’s a commitment to professionalism and client...
PIANY’s 2026 legislative priorities: Building a fairer, stronger insurance marketplace
As the 2026 legislative session begins in Albany, PIANY is once again advancing practical, meaningful reforms to improve the state’s insurance environment. PIANY’s priorities this year reflect the challenges independent agents are seeing in real time—outdated...
PIA looks back at another successful 2025—and looks forward to 2026
It’s hard to believe it, but 2026 is just around the corner. A new year means new opportunities, but it’s important to look back at your accomplishments from the previous year. As an independent insurance agent, maybe this was going above and beyond for your clients...
PIANJ’s top legislative priority—step-down provisions—introduced in Legislature
PIANJ has long advocated for banning the use of step-down clauses in personal auto policies—an unfair, hidden trap that blindsides consumers when they need coverage most. After years of steady advocacy, that work is paying off. Twin...