Summer is (officially) here, meaning if you own a pool (or have plans to build one), you probably want it open for your family and friends to enjoy. Having a pool takes quite a bit of upkeep, between clearing out debris, making sure the water is clean and checking for...
While the New York state Senate went into recess last week, the state Assembly extended its legislative session for a few more days—an extension that has paid dividends for PIANY and its members. On Monday, the Assembly passed S.5331-A, a top legislative priority for...
At the start of the 2025 Connecticut legislative session, PIACT set an ambitious goal to make significant reforms to the state’s excess and surplus lines placement process; protect consumers from increased premiums; and protect producers from errors-and-omissions exposures. Now with the 2025 session in the rearview mirror, PIACT can claim with confidence: Mission accomplished. With the passage of H.B.6981, PIACT secured a major win that will modernize the way brokers access the E&S market. Meanwhile, PIACT engaged in advocacy on bills related to flood insurance disclosures, dog breed underwriting and fossil fuel infrastructure surcharges—shaping outcomes that reflect the realities and needs of producers and consumers alike.
In a major step toward modernizing New York state’s motor vehicle insurance system and alleviating longstanding consumer frustrations, the New York state Senate has passed S.5331-A—a bill that would establish a real-time online insurance verification system at the...
Water is everywhere—and it could damage your home and property. From torrential downpours to faulty plumbing, your home could face water-related exposures from many different directions. When it comes to water damage, one exposure that threatens homeowners is sewer...
In a landmark decision with wide-ranging implications for dog bite claims and insurance liability, the New York Court of Appeals ruled in Flanders v. Goodfellow that plaintiffs may pursue negligence claims against pet owners, in addition to strict liability, for...
The Atlantic Hurricane season is just around the corner: are you prepared to face it? Whether you live on the coast or are more inland, you should make it a priority to be prepared for anything. Hurricanes are serious storms that can devastate acres of land—taking...
Dedicated volunteer leaders from PIANY met with state lawmakers on May 13, 2025, for the association’s annual Albany Lobby Day. The event was a powerful demonstration of PIANY’s ongoing commitment to creating a fair and responsive insurance marketplace in New York state. [PHOTO CAPTION: (L-R) PIANY Vice President Jorge Hernandez; PIANY President-elect Jason E. Bartow, AAI, CPIA, TRA; Assemblyman Samuel Berger, D-27; PIANY President Richard Andrews, LUTCF; PIANY Secretary Ed Chadwick; and PIANY Past President Fred Holender, CLU, CPCU, ChFC, MSFS.]
In a major step toward modernizing Connecticut’s insurance regulations, the state House of Representatives has passed H.B.6981, a measure that eliminates an outdated procedural barrier in the surplus lines market. Spearheaded by Rep. Kerry Wood, D-29, a long-time...
Imagine paying for robust auto insurance coverage—only to learn too late that your policy quietly includes a loophole that guts your protection in certain common scenarios. That’s the harsh reality for too many New Jersey drivers, thanks to so-called step-down...