Most people don’t spend much time thinking about their insurance premiums outside of when they pay them. However, many factors determine an individual’s premium—age, claims history and location—all affect a premium rate. There also are factors that are outside of your...
For many, Labor Day in the United States is about recognizing the contributions of the American labor movement to society and the workers who keep it running. For many businesses, it’s also a day about slashing prices. You probably have seen plenty of advertisements...
It was a tragic story that made headlines across the state of New Jersey: a 14-year-old boy in Somers Point lost his life in an accident while riding an electric bicycle. Just a week later, another devastating accident claimed the life of a 21-year-old man riding his...
It’s that time of the year when the kids head back to college. This year your child wants to take their vehicle back with them. “What could go wrong?” they ask, as you casually turn on “Animal House” and show them the scene where D-Day turns Flounder’s car from a...
Can you believe it’s been just over a month since President Donald Trump signed the One Big Beautiful Bill Act into law on July 4? It practically shipped with fireworks—and for those of us in the insurance world, it brought more than a few sparks. Some were good, a...
Oh no, not the macaroni salad! Poisoning the guests at the BBQ you host seems like a nightmare, but you won’t have to worry if you plan ahead, and you make certain insurance and safety considerations prior to the event. Make sure to have homeowners or renters...
The New York State Department of Financial Services has finalized a regulation establishing a standardized definition of “hurricane” for homeowners insurance policies statewide—marking a significant win for consumer clarity and policy transparency. This action...
New England’s independent agents are experts at adapting to a playing field that’s constantly changing, and the current state of the market will surely test their resolve in months to come. As 2025 dawned, rates had stabilized in most lines, even if carrier appetite...
Planning for long-term care always has been one of the most emotionally complex and financially uncertain parts of preparing for retirement. Many families delay the conversation until they’re in crisis, often leaving limited options and a heavy burden on loved ones. But artificial intelligence is starting to change that, offering a smarter, more personalized way to think about long-term care planning, and providing independent agents with new tools to help their clients prepare with confidence.
In the world of insurance sales, few things surprise independent agents more than a commission chargeback—especially when it’s requested years after the original transaction. While these occurrences may seem arbitrary or unfair, they often are rooted in the fine print...