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Unable to leave: why people stay behind in disasters

Unable to leave: why people stay behind in disasters

by Matt McDonough | Nov 25, 2024 | General News

Before a natural disaster hits your community, it’s generally agreed that the best possible thing you can do is evacuate. However, as in the case of the recent Hurricanes Helene and Milton, we hear stories about people staying behind to weather the storm. Usually, the...

PIACT, CID share flood insurance uptake strategies

PIACT, CID share flood insurance uptake strategies

by Bradford J. Lachut, Esq. | Nov 6, 2024 | Advocacy, Featured

Recently, representatives of PIACT met with Connecticut Insurance Department Commissioner Andrew N. Mais and several high-level CID staff members to address challenges and potential solutions to increase flood insurance adoption across the state. The CID invited PIACT...

Embrace sustainable technology and automation for a thriving future

Embrace sustainable technology and automation for a thriving future

by Katie Brenneman | Jul 18, 2024 | Consumer-focused

Artificial intelligence and automation have made headline news in recent years. The meteoric rise of generative AI for content creation has some folks worried about the proliferation of fake news, while others have hailed the inception of large language models as the...

PIANY-top priority windstorm bill passes N.Y. Legislature: A triumph for consumers, agents

PIANY-top priority windstorm bill passes N.Y. Legislature: A triumph for consumers, agents

by Bradford J. Lachut, Esq. | Jun 6, 2024 | Advocacy, Featured

In a significant legislative achievement, the New York state Senate has passed S.4199, which would establish a standardized definition of windstorm for homeowners insurance policies. This bill was the top legislative priority for PIANY for the 2024 session. The...

N.Y.: Renewed push for Grieving Families Act faces familiar challenges in 2024 legislative session

N.Y.: Renewed push for Grieving Families Act faces familiar challenges in 2024 legislative session

by Theophilus Alexander | May 28, 2024 | Advocacy, Featured

After the New York state Legislature passed the Grieving Families Act in two consecutive sessions in 2022 and 2023, Gov. Kathy Hochul vetoed the legislation both times. Now, this bipartisan bill may be making a renewed push at the end of the 2024 legislative session....

N.Y.: Proposed legislation would expand business interruption coverage

N.Y.: Proposed legislation would expand business interruption coverage

by Bradford J. Lachut, Esq. | May 22, 2024 | Advocacy, General News

Business interruption was the insurance buzzword for much of the COVID-19 pandemic. Many business owners closed their businesses without experiencing physical damage to their property.   Insureds who sought coverage for interruption of their businesses...

N.Y.: Senate and Assembly insurance committees to consider parametric insurance   

N.Y.: Senate and Assembly insurance committees to consider parametric insurance   

by Theophilus Alexander | May 21, 2024 | Advocacy, General News

Last year, in a previous blog article, I explored the concept of parametric insurance and how its novelty presents an attractive insurance option for both insurers and consumers—especially when traditional insurance products may fall short in managing and mitigating...

National Hurricane Preparedness Week and what PIA is doing for you 

National Hurricane Preparedness Week and what PIA is doing for you 

by Matt McDonough | May 3, 2024 | Featured, General News

It is National Hurricane Preparedness Week (May 5-11, 2024) and with the 2024 Atlantic hurricane season set to be “very active,” now is the time to make sure you and your insureds are prepared for the next few months.   Also, be sure to keep in mind what PIA...

Selling business interruption insurance: Strategies for agents in a changing market

Selling business interruption insurance: Strategies for agents in a changing market

by Jill Brooks | Apr 9, 2024 | Consumer-focused

In the ever-evolving landscape of the business world, the significance of safeguarding operations against unforeseen disruptions cannot be overstated. Business interruption insurance emerges as a pivotal safeguard designed to protect businesses from the financial...

Best practices to assist clients during a claim

Best practices to assist clients during a claim

by Bradford J. Lachut, Esq. | Apr 8, 2024 | General News

Rarely is the role of the insurance agent or broker ever more important to a client than when that client has experienced a claim. Guiding clients through the claims process is a critical component of the agent’s or broker’s job. It involves not just a deep...

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