New Hampshire’s vehicle inspection program is officially suspended. While the message to drivers is straightforward, the broader implications deserve a closer look from the insurance community. Recently, the New Hampshire Department of Justice and Department of...
Certificates of liability insurance were first created by ACORD in 1976, known as ACORD 25. However, the providing of evidence of financial responsibility for liability exposures dates to the late 19th century and early 20th century. The problem with COIs is that they...
It’s hard to believe it, but 2026 is just around the corner. A new year means new opportunities, but it’s important to look back at your accomplishments from the previous year. As an independent insurance agent, maybe this was going above and beyond for your clients...
I have written before of my love of the legal lexicon. My dedicated readers know I have some favorite legal words, like champerty and tortfeasor.[1] But as every Ying needs a Yang, there are some legal words that I shudder to see—particularly in a legal opinion. My...
When it comes to protecting producers and the consumers they serve, PIA Northeast doesn’t hesitate to act—and this time, it did so across five states. On Oct. 31, 2025, each of the PIA Northeast affiliates—PIANY, PIANJ, PIACT, PIANH and PIAVT—sent formal letters...
When producers speak, PIANH listens—and acts. In response to growing concerns from insurance producers about troubling trends in the Medicare insurance market, PIANH took decisive action. On Oct. 31, 2025, PIANH sent a formal letter to the New Hampshire...
If you’re an insurance producer in New Jersey, there’s a new piece of legislation you’ll want to keep on your radar—S-4722. This bill would set the stage for the creation of the Joint Blue Ribbon Task Force on Impacts of Climate Change on Property Insurance. Let’s...
What happens when your cloud provider goes down? If you were caught in the recent AWS outage, you already know the answer: websites crash, backend systems freeze, and clients are left wondering what’s going on. For insurance agencies, these disruptions aren’t just...
PIACT achieved a major legislative achievement this session, with the passage of H.B.6981, a long-standing priority for the association and a milestone for the state’s insurance community. H.B.6981 eliminates the outdated requirement that brokers must obtain formal...
PIANJ, along with a coalition of other insurance associations, sat down with legal counsel for Gov. Phil Murphy earlier this week, to raise serious concerns about a proposed regulation from the New Jersey Department of Labor and Workforce Development. The topic? A sweeping new rule that would redefine the ABC test used to determine whether a worker is an employee or an independent contractor. And, if you’re an independent insurance agent in New Jersey—or anywhere in the Northeast—this one’s worth your attention. [PHOTO CAPTION: (L-R) David Pascrell, Gibbons P.C.; Dennis Cuccinelli, National Association of Insurance and Financial Advisors; Gary La Spisa, Insurance Council of New Jersey; Mary Kay Roberts, Riker Danzig; PIANJ’s Brad Lachut; Roger Moore, NAIFA; and Vincent Ryan, American Council of Life Insurers.]