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The impact of staged construction accidents on New York insurance premiums

The impact of staged construction accidents on New York insurance premiums

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, General News

Staged construction accidents have become a growing concern in New York, significantly affecting the property/casualty insurance sector. This fraudulent activity undermines the integrity of the construction industry and leads to substantial financial repercussions for...

N.J.: DOBI issues bulletin on low-income housing discrimination survey

N.J.: DOBI issues bulletin on low-income housing discrimination survey

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, Technical

Recently, the Department of Banking and Insurance released Bulletin No. 24-10, requiring all insurers authorized or admitted to sell property/casualty insurance in New Jersey to participate in a comprehensive survey on low-income housing discrimination. Facing...

Satellite imagery on homeowners insurance policies: consumer and state responses

Satellite imagery on homeowners insurance policies: consumer and state responses

by Theophilus Alexander | Jul 22, 2024 | General News

In recent years, insurance companies have increasingly turned to satellite imagery to evaluate the conditions of properties—particularly roofs—for underwriting purposes. This technological resource allows insurers to assess large numbers of properties from the air...

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

by Danielle Caswell, Esq. | Jul 5, 2024 | Advocacy, General News

Recently, the Supreme Court of New Jersey reversed a lower court decision in the case of Alejandra Padilla v. Young Il An, holding that all commercial property owners, including owners of vacant commercial lots or lots where there is no active business being...

N.Y.: New pet insurance legislation: Implications for independent insurance agents and clients

N.Y.: New pet insurance legislation: Implications for independent insurance agents and clients

by Theophilus Alexander | Jul 4, 2024 | Advocacy, Featured, General News

New York’s pet owners and their beloved companions are set to benefit from newly passed legislation that formalizes the regulation of pet insurance in the state. While pet insurance has been available for years, this landmark move introduces a clear and structured...

N.J.: Clarifying duties and liabilities of private beach owners under S.1709

N.J.: Clarifying duties and liabilities of private beach owners under S.1709

by Theophilus Alexander | Jul 3, 2024 | Advocacy, General News

Sponsored by Sens. Declan J. O’Scanlon, Jr., R-13, and Paul A. Sarlo, D-63, S-1709 would clarify the duties and liabilities of private beach owners and lessees regarding injuries suffered by beachgoers. The legislation would provide that private beach owners or...

FCC implements regulations to combat unlawful text messages, enhance consumer privacy

FCC implements regulations to combat unlawful text messages, enhance consumer privacy

by Theophilus Alexander | Jul 2, 2024 | General News

On Dec. 13, 2023, the Federal Communications Commission adopted significant regulatory changes under the Telephone Consumer Protection Act, which will attempt to curb unlawful text messages and close loopholes exploited by lead generators. These measures are intended...

N.H.: New boating safety law signed by Sununu 

N.H.: New boating safety law signed by Sununu 

by Theophilus Alexander | Jun 18, 2024 | Featured, General News

Gov. Chris Sununu signed H.B.1046, which targets boater safety, into law on June 11, 2024. Effective Wednesday, Jan. 1, 2025, this new law requires that boat operators involved in accidents resulting in death, injury, or property damage must immediately stop and...

Major overtime rules updates: What employers need to know about new salary threshold

Major overtime rules updates: What employers need to know about new salary threshold

by Bradford J. Lachut, Esq. | May 1, 2024 | General News

The U.S. Department of Labor issued a final rule last month that would expand overtime protections under the Fair Labor Standards Act for millions of workers across the country. Are you up to date with the latest changes to the FLSA regarding overtime pay? If not, now...

The U.S. DOL’s 2024 rule and amendments: the new landscape of retirement investment advice

The U.S. DOL’s 2024 rule and amendments: the new landscape of retirement investment advice

by Bradford J. Lachut, Esq. | May 1, 2024 | General News

On April 23, 2024, the U.S. Department of Labor took significant steps to redefine the landscape of retirement investment advice through the release of the Retirement Security Rule. This regulation redefines who qualifies as an investment advice fiduciary under the...

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