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Federal court for the Northern District of Texas strikes down FTC’s noncompete rule

Federal court for the Northern District of Texas strikes down FTC’s noncompete rule

by Bradford J. Lachut, Esq. | Aug 21, 2024 | Featured, General News

A recent ruling from the United States District Court for the Northern District of Texas has significant implications for the future of noncompete agreements in the U.S. In the case of Ryan LLC v. Federal Trade Commission, the court set aside the Federal Trade...

Conn./N.J./N.Y.: Maintaining a legal and insured rental property in different localities

Conn./N.J./N.Y.: Maintaining a legal and insured rental property in different localities

by Matt McDonough | Aug 9, 2024 | Consumer-focused, Featured

Do you run a short-term rental property? Think AirBNB or VRBO. These properties bring income to owners and operators, but they require constantly tracking a changing legal landscape—especially in popular rental areas. It’s vital to keep tabs on changes to local laws...

Your voice matters: Join PIANY’s advocacy to secure the windstorm bill 

Your voice matters: Join PIANY’s advocacy to secure the windstorm bill 

by Bradford J. Lachut, Esq. | Aug 6, 2024 | Advocacy, Featured

It is shaping up to be a pivotal year for New York state’s insurance industry, with the establishment of a single definition of windstorm in homeowners policies on the horizon.   This is a monumental step forward, not just for insurance professionals, but...

The impact of staged construction accidents on New York insurance premiums

The impact of staged construction accidents on New York insurance premiums

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, General News

Staged construction accidents have become a growing concern in New York, significantly affecting the property/casualty insurance sector. This fraudulent activity undermines the integrity of the construction industry and leads to substantial financial repercussions for...

N.J.: DOBI issues bulletin on low-income housing discrimination survey

N.J.: DOBI issues bulletin on low-income housing discrimination survey

by Bradford J. Lachut, Esq. | Jul 23, 2024 | Featured, Technical

Recently, the Department of Banking and Insurance released Bulletin No. 24-10, requiring all insurers authorized or admitted to sell property/casualty insurance in New Jersey to participate in a comprehensive survey on low-income housing discrimination. Facing...

Satellite imagery on homeowners insurance policies: consumer and state responses

Satellite imagery on homeowners insurance policies: consumer and state responses

by Theophilus Alexander | Jul 22, 2024 | General News

In recent years, insurance companies have increasingly turned to satellite imagery to evaluate the conditions of properties—particularly roofs—for underwriting purposes. This technological resource allows insurers to assess large numbers of properties from the air...

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

N.J.: Supreme Court rules all commercial property owners are liable for sidewalks

by Danielle Caswell, Esq. | Jul 5, 2024 | Advocacy, General News

Recently, the Supreme Court of New Jersey reversed a lower court decision in the case of Alejandra Padilla v. Young Il An, holding that all commercial property owners, including owners of vacant commercial lots or lots where there is no active business being...

N.Y.: New pet insurance legislation: Implications for independent insurance agents and clients

N.Y.: New pet insurance legislation: Implications for independent insurance agents and clients

by Theophilus Alexander | Jul 4, 2024 | Advocacy, Featured, General News

New York’s pet owners and their beloved companions are set to benefit from newly passed legislation that formalizes the regulation of pet insurance in the state. While pet insurance has been available for years, this landmark move introduces a clear and structured...

N.J.: Clarifying duties and liabilities of private beach owners under S.1709

N.J.: Clarifying duties and liabilities of private beach owners under S.1709

by Theophilus Alexander | Jul 3, 2024 | Advocacy, General News

Sponsored by Sens. Declan J. O’Scanlon, Jr., R-13, and Paul A. Sarlo, D-63, S-1709 would clarify the duties and liabilities of private beach owners and lessees regarding injuries suffered by beachgoers. The legislation would provide that private beach owners or...

FCC implements regulations to combat unlawful text messages, enhance consumer privacy

FCC implements regulations to combat unlawful text messages, enhance consumer privacy

by Theophilus Alexander | Jul 2, 2024 | General News

On Dec. 13, 2023, the Federal Communications Commission adopted significant regulatory changes under the Telephone Consumer Protection Act, which will attempt to curb unlawful text messages and close loopholes exploited by lead generators. These measures are intended...

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