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N.Y.: Revised WC loss costs, effective Oct. 1

N.Y.: Revised WC loss costs, effective Oct. 1

by Dan Corbin, CPCU, CIC, LUTC | Jul 21, 2025 | Featured, Technical

In May, an application for an overall loss cost decrease of 13.2% was submitted to the New York State Department of Financial Services by the New York Compensation Insurance Rating Board. The NYDFS approved the application as filed with an effective date of Wednesday,...

N.Y. Legislative wrap up, part two—What didn’t make it?

N.Y. Legislative wrap up, part two—What didn’t make it?

by Bradford J. Lachut, Esq. | Jul 2, 2025 | Advocacy, Featured

The 2025 New York state legislative session was filled with ambitious proposals aimed at improving the insurance landscape—many of which PIANY monitored, supported and advocated for on behalf of insurance professionals across the state. While a number of key wins were...

Workplace violence prevention laws are expanding: Here’s what you need to know

Workplace violence prevention laws are expanding: Here’s what you need to know

by Dan Leporati | Jun 5, 2025 | General News

Workplace violence is no longer a background issue. It’s increasingly front and center in the national conversation. With frequent headlines about mass shootings and on-the-job assaults, the topic has garnered growing attention from the public and policy makers....

Vt.: NCCI 2025 WC loss cost decrease approved

Vt.: NCCI 2025 WC loss cost decrease approved

by Dan Corbin, CPCU, CIC, LUTC | Mar 12, 2025 | Featured, Technical

The Vermont Department of Financial Regulation approved the revised workers’ compensation voluntary loss cost filing made by the National Council on Compensation Insurance—consisting of an overall 7.4% decrease. In addition, a decrease of 11.3% of the overall assigned...

PIANY advocates for fairness and flexibility in WC system

PIANY advocates for fairness and flexibility in WC system

by Bradford J. Lachut, Esq. | Feb 26, 2025 | Advocacy

PIANY is championing two key legislative initiatives—Bills S.5320 and S.5327, which would improve the way businesses and brokers interact with the New York State Insurance Fund. These bills would ensure fair compensation for insurance brokers and eliminate unnecessary...

New York’s 2025 Paid Family Leave rates

New York’s 2025 Paid Family Leave rates

by Shirley Albright, CPIA, CISR | Jan 3, 2025 | Featured, Technical

The New York State Department of Financial Services has announced new Paid Family Leave premium rates for 2025. On Wednesday, Jan. 1, 2025, the maximum PFL contribution rate changed from 0.373% to 0.388% of an employee’s gross annualized wages. This translates to a...

Conn.: NCCI 2025 WC loss cost decrease of 6.1% approved

Conn.: NCCI 2025 WC loss cost decrease of 6.1% approved

by Dan Corbin, CPCU, CIC, LUTC | Nov 20, 2024 | Featured, Technical

The Connecticut Insurance Department approved the proposed workers’ compensation loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 6.1% decrease. Also approved is an overall assigned risk rate reduction of 6.2%. These...

N.J.: 2025 WC overall rate level decreases 6.9%

N.J.: 2025 WC overall rate level decreases 6.9%

by Dan Corbin, CPCU, CIC, LUTC | Oct 29, 2024 | Technical

The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -6.9% to become effective Wednesday, Jan. 1, 2025, applicable to new and renewal policies. The NJCRIB distributed Circular...

Tremors & insurance: Or how I learned to start worrying and fear the worm

Tremors & insurance: Or how I learned to start worrying and fear the worm

by Matt McDonough | Oct 1, 2024 | Consumer-focused, Featured

Sandworms. You may not recognize one on sight, but your brain does. They’ve been a fixture of pop culture since Frank Herbet’s seminal 1965 novel, Dune. Star Wars. Beetlejuice. Men in Black. Gargantuan worms that burrow through the ground bind all these works of...

N.H.: NCCI WC loss cost decrease of 5.6% approved by NHID for 2025

N.H.: NCCI WC loss cost decrease of 5.6% approved by NHID for 2025

by Dan Corbin, CPCU, CIC, LUTC | Sep 9, 2024 | Featured, Technical

The New Hampshire Insurance Department approved the original workers’ compensation voluntary loss cost filing made by the National Council on Compensation Insurance—consisting of an overall 5.6% decrease. These loss costs will take effect Wednesday, Jan. 1, 2025. For...

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