The colloquial term “bait and switch” is used to describe when an insurance company verifies an insurance applicant’s driving history after the applicant has paid the premium on a personal auto policy. Legislation that would ban this harmful practice passed the state Senate Insurance Committee today.

The bill, S.5764A, would require that insurance companies verify drivers’ history before binding a personal automobile insurance policy. The bill is sponsored by Sen. Neil Breslin, D-44, who serves as chair of the state Senate Insurance Committee.

Companion legislation A.4668, sponsored by state Assembly Insurance Committee Chair David Weprin, D-24, passed the state Assembly last month.

Learn more about the bait-and-switch issue here.

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If you want to get involved with PIANY’s legislative and advocacy work, there are many ways to engage with the association:

• participate in PIANY’s District Office Visit Program;
• become a member of Agents Advocacy Coalition; and
• watch your PIA Northeast publications and PIA Northeast’s social-media channels for important New York updates, and share them with your followers.