PIANY’s top-priority photo inspection law (A.3172-A/S.5889) went into effect on Wednesday, May 15, 2024. This legislation makes important changes to New York state’s antiquated photo inspection system.
The law allows insurance carriers to submit a waiver to the New York State Department of Financial Services, making photo inspections optional for certain auto insurance customers. This flexibility gives those customers relief from needing to locate and commute to an available photo inspection site to obtain a photo inspection.
Agents and insurance carriers are awaiting guidance from the DFS on how this new legislation will be implemented. The DFS issued a Notice of proposed rule making on April 3, 2024, with a public comment period ending on Monday, June 3, 2024. PIANY has submitted comments to the DFS suggesting the creation of an online standardized form to simplify administrative procedures and bring the regulation in-line with the modern expectations of digital-first interactions.
PIANY would again like to thank all the PIA members who participated in PIANY’s grassroots campaign to advocate for this measure during each stage of the legislative process. PIANY would like to extend an expression of gratitude to Assemblyman Kenneth Zebrowski, D-96, Sen. Neil D. Breslin, D-44, and Gov. Kathy Hochul for their exceptional leadership on this issue.
Learn more about photo inspection reform here.
PIA Northeast is keeping tracking of what specific carriers are doing with relation to waiving photo inspections. We encourage members to send their carrier notices on photo inspections to us at resourcecenter@pia.org.
Let’s build on this success
For 2024, PIA is working on numerous legislative initiatives to assist our members, and the consumers and businesses you serve, including a standardized definition of windstorm, elimination of the anti-arson application, and excess-line reforms.
If you are interested in getting involved with PIANY’s legislative and advocacy work, there are many ways to engage with the association:
- Participate in PIANY’s District Office Visit Program;
- Become a member of Agents Advocacy Coalition; and
- Watch your PIA Northeast publications and PIA Northeast’s social-media channels for important New York updates, and share them with your followers.
Shirley Albright, CPIA, CISR
Shirley Albright, CPIA, CISR, has been a cornerstone of PIA since joining the association in 1983. Over the decades, she has contributed meaningfully across numerous departments, demonstrating unwavering dedication and leadership. In 1995, Shirley played a pivotal role in launching the Industry Resource Center, where she led the development of a comprehensive software system designed to log and manage all incoming and outgoing member inquiries—an innovation that transformed the center’s operational efficiency. As director of the Industry Resource Center, Shirley oversees the center’s daily operations, including the triage and resolution of thousands of member inquiries and multiple database updates, ensuring timely and accurate support across the organization. Her industry accomplishments include earning her New York state property/casualty broker’s license and has obtaining the CPIA and CISR professional designations, underscoring her deep expertise and commitment to excellence in the insurance industry.
