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N.H.: Understanding the recently introduced rental car coverage bill

N.H.: Understanding the recently introduced rental car coverage bill

by Danielle Caswell, Esq. | Jan 23, 2025 | Advocacy, Featured

On Jan. 8, 2025, the New Hampshire General Court signaled the beginning of the 2025 legislative session. With this came the introduction of H.B.434, a new bill that would amend RSA 264:18, which if passed, promises significant relief and convenience for consumers...

Conn: Bill would ban credit history as an underwriting factor for homeowners insurance

Conn: Bill would ban credit history as an underwriting factor for homeowners insurance

by Danielle Caswell, Esq. | Jan 22, 2025 | Advocacy, Featured, General News

To enhance consumer protections and promote fairness, a new bill has been introduced in Connecticut that would impact what factors insurers can use in underwriting. If passed, this legislation would amend Title 38a of the general statutes and would prohibit insurers...

PIACT’s legislative priorities for 2025: streamlining regulations, protecting consumers

PIACT’s legislative priorities for 2025: streamlining regulations, protecting consumers

by Bradford J. Lachut, Esq. | Jan 22, 2025 | Advocacy, Association, Featured

As we enter the 2025 legislative session, PIACT is sharpening its focus on advocating for reforms that will enhance efficiency, modernize outdated practices and provide better protections for insurance consumers throughout the state. Among the organization’s top...

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

by Bradford J. Lachut, Esq. | Jan 16, 2025 | Advocacy, Featured

Sen. Jamaal T. Bailey has been named chair of the New York State Senate Insurance Committee, a role that will position him to shape legislation affecting the state’s insurance industry. Representing New York’s 36th state Senate District since 2016, Bailey’s...

N.Y.: Anti-arson applications: Outdated, burdensome and harmful to consumers

N.Y.: Anti-arson applications: Outdated, burdensome and harmful to consumers

by Bradford J. Lachut, Esq. | Jan 15, 2025 | Advocacy

For decades, New York’s Section 3403 of the Insurance Law has required property owners to complete an annual anti-arson application as a condition for obtaining property insurance coverage for fire or explosion damages. While this mandate was created in the late 1970s...

Legislative priorities: Advancing fairness, consumer protection in New Jersey

Legislative priorities: Advancing fairness, consumer protection in New Jersey

by Bradford J. Lachut, Esq. | Jan 13, 2025 | Advocacy, Featured

The PIANJ has set an ambitious legislative agenda for the 2024-25 session, championing reforms that promote fairness, transparency and consumer protection. By advocating for key legislative changes, PIANJ continues its mission of supporting insurance professionals,...

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

PIANY’s 2025 legislative priorities: Advocating for change in New York’s insurance landscape

by Bradford J. Lachut, Esq. | Jan 8, 2025 | Advocacy, Featured

As we kick off 2025, PIANY has unveiled its legislative priorities for the year. These initiatives aim to modernize New York state’s insurance regulations, reduce administrative burdens, and promote fairness and transparency. Let’s take a closer look at the key areas...

N.Y.: Hochul signs two PIA-priority bills into law 

N.Y.: Hochul signs two PIA-priority bills into law 

by Bradford J. Lachut, Esq. | Dec 16, 2024 | Advocacy, Featured

Only a few weeks after signing PIANY’s top legislative priority into law, Gov. Kathy Hochul has taken action on two other PIANY priority issues. The governor signed one bill to introduce parametric insurance into the state’s legal framework, and another bill to expand...

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

Governor signs PIANY’s windstorm bill into law

by Bradford J. Lachut, Esq. | Nov 22, 2024 | Advocacy, Featured

Gov. Kathy Hochul has signed A.2866/S.4199 into law, authorizing the New York State Department of Financial Services to create a single, standardized definition of “windstorm” in homeowners insurance policies. This long-awaited legislation marks a significant...

Enhancing safety and insurance for horse-drawn buggies on New York roads

Enhancing safety and insurance for horse-drawn buggies on New York roads

by Theophilus Alexander | Nov 20, 2024 | Advocacy, Featured

Horse-drawn buggies are a familiar sight on New York's rural roads: they’re a direct link to the state's Amish and Mennonite heritage. However, a recent spate of incidents has highlighted growing concerns about road safety and the adequacy of insurance coverage for...

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