Imagine paying for robust auto insurance coverage—only to learn too late that your policy quietly includes a loophole that guts your protection in certain common scenarios. That’s the harsh reality for too many New Jersey drivers, thanks to so-called step-down...
From the nineties to the present today, industrialized and developing countries have been living in an increasingly digitized world. Around every corner, in every store or home, there is a screen tapped directly to the internet and relaying information to its user....
At the beginning of the 2025 legislative session, PIANY set a goal to advocate for common-sense changes that would help insurance agents. The association took a major step toward turning that goal into reality this week. PIANY-supported S.6122, which would allow...
In a unanimous vote, the New York state Senate Insurance Committee has advanced S.4157, which would repeal the outdated anti-arson application requirement for property insurance policies in New York City. The vote marks a significant legislative victory for PIANY and...
Beginning Thursday, May 1, 2025, the next wave of cyber security compliance requirements under the amended New York State Department of Financial Services’ regulation (23 NYCRR 500) will go into effect. These rules will apply differently depending on your exemption...
As the insurance marketplace in Connecticut continues to evolve, PIACT has received reports from members across the state of carriers discontinuing or substantially reducing writing certain lines of coverage. During this time, it’s vital that Connecticut...
For years, insurance professionals in New York state have juggled separate licenses to operate as agents and brokers—costly, time-consuming and often redundant. A new bill (A.8065), introduced in April 2025 by Assemblymember Pamela Hunter, D-128, aims to fix this...
Until recently, wildfires followed a seasonal pattern. Primarily, we saw dangerous wildfires spread through the summer and fall months, and then a cooler period during the winter and spring when businesses countrywide would have the opportunity to rebuild and recover....
Nowadays, anyone can make a movie: we’re living in a time in which digital recording equipment has never been more abundant and inexpensive. However, just because people can jump in and decide to make a movie or commercial, doesn’t mean they should start shooting...
There’s a reason you keep hearing that the insurance industry is stable. It’s not just a talking point. In a world in which so many professions are fading into gig work or being overtaken by algorithms, insurance has quietly remained one of the few sectors offering...