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Weekly Dispatch: Nov. 13, 2025

by Matt McDonough | Nov 13, 2025 | Weekly Dispatch

Longest-ever government shutdown comes to an end. PIA Northeast’s affiliates sent formal letters to their respective insurance departments over troubling carrier practices in the Medicare insurance space. PIANH receives response from NHID over Medicare practices. New Jersey introduces a second e-bike bill. Gov. Kathy Hochul signs online insurance verification bill into law. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.

N.J.: E-bike overhaul: What a new bill means for riders, regulators—and insurance producers

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy

As the New Jersey Legislature zeroes in on e-bike insurance during the current lame duck session, S-4834 emerges as a key piece of proposed legislation. Introduced by Sen. Nicholas P. Scutari, D–22, S-4834 is the second e-bike insurance bill put forward in recent...

N.J.: New bill would protect insurance producers independence

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy

For months, PIANJ has been sounding the alarm about a proposed regulation that could upend the independent insurance agency system. Through meetings with lawmakers, public comments and direct engagement with the New Jersey Department of Labor, PIANJ has worked...

Holiday havoc: Thanksgiving insurance risks

by Matt McDonough | Nov 12, 2025 | Consumer-focused

Let’s face it: Thanksgiving can be stressful. You must contend with traffic and crowded airports; it can be a challenge to get the whole family together, you’ll have a ton of guests if you’re hosting and there’s all the prep work that goes into cooking a big...

N.Y.: Governor signs online insurance verification law: A win for agents, clients

by Bradford J. Lachut, Esq. | Nov 12, 2025 | Advocacy, Featured

In a major victory for insurance modernization and consumer protection, New York Gov. Kathy Hochul officially signed S.5331-A/A.4404-A into law—bring the Empire State into a new era of real-time insurance verification for motor vehicles....

PIA Northeast affiliates unite to challenge unfair Medicare compensation practices

by Bradford J. Lachut, Esq. | Nov 7, 2025 | Advocacy

When it comes to protecting producers and the consumers they serve, PIA Northeast doesn’t hesitate to act—and this time, it did so across five states. On Oct. 31, 2025, each of the PIA Northeast affiliates—PIANY, PIANJ, PIACT, PIANH and PIAVT—sent formal letters...

PIANH advocacy spurs swift action from NHID on Medicare Compensation Practices

by Bradford J. Lachut, Esq. | Nov 7, 2025 | Advocacy, Featured

When producers speak, PIANH listens—and acts. In response to growing concerns from insurance producers about troubling trends in the Medicare insurance market, PIANH took decisive action. On Oct. 31, 2025, PIANH sent a formal letter to the New Hampshire...

Weekly Dispatch: Nov. 6, 2025

by Matt McDonough | Nov 6, 2025 | Weekly Dispatch

AM Best commentary notes that reinsurers will pick up the cost in Jamacia after Hurricane Melissa. E-bike and e-scooter legislation to address insurance gaps introduced in New Jersey. Register now for the New Hampshire Friendsgiving Symposium. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities, and upcoming events in this issue of the Weekly Dispatch.

N.J.: 2026 WC overall rate level decreases 4.3%

by Dan Corbin, CPCU, CIC, LUTC | Nov 3, 2025 | Technical

The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -4.3% to become effective Sunday, Jan. 1, 2026, applicable to new and renewal policies. The NJCRIB distributed Circular...

Frozen pipes, ice dams, and liability claims: Ensure homes are covered for winter’s risks

by Andrew Leeds | Nov 3, 2025 | Consumer-focused, Featured

When temperatures plummet, even a well-built home can be vulnerable to extreme winter weather. Across much of the United States, homeowners are finding that preparedness for severe cold, heavy snow and prolonged storms is no longer optional. Winters have become...

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