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This election year: A look at the legislative districts in New Jersey (so far)

This election year: A look at the legislative districts in New Jersey (so far)

by Adam Guziejewski | Mar 17, 2023 | Advocacy

This year is an especially interesting one in New Jersey as all 120 legislative seats are on the ballot. If it seems like your legislators all just ran for (re)election, you’re correct. Typically, the state Assembly is up for election every two years, and the state...

N.J.: New law changes the dates of certain primary election deadlines

N.J.: New law changes the dates of certain primary election deadlines

by Theophilus Alexander | Mar 14, 2023 | Featured, General News

Gov. Phil Murphy signed S-3595/A-5177 of 2022 into law on March 9, 2023. This law makes procedural amendments to update New Jersey’s primary election laws by adjusting the timeline of several of the state’s primary election deadlines. More specifically, the...

N.J. pay-to-play annual disclosure due March 30

N.J. pay-to-play annual disclosure due March 30

by Shirley Albright, CPIA, CISR | Mar 9, 2023 | Featured, General News

New Jersey’s pay-to-play law (P.L. 2005, c. 271 Section 3), requires insurance agencies to file electronic annual disclosure statements by Thursday, March 30, 2023. Insurance agencies that have received $50,000 or more in the aggregate during the 2022 calendar...

Do road conditions effect the wellness of the U.S. economy?

Do road conditions effect the wellness of the U.S. economy?

by Maura Rosner | Mar 7, 2023 | General News

According to data collected by the U.S. Department of Transportation and the U.S. Census Bureau, and analyzed by MoneyGeek, road conditions and the money spent on overall maintenance varies tremendously from state to state. What this seems to mean is that regardless...

Q&A: What you need to know about N.J.’s new handgun liability insurance law

Q&A: What you need to know about N.J.’s new handgun liability insurance law

by Bradford J. Lachut, Esq. | Feb 1, 2023 | Featured, General News

Gov. Phil Murphy signed P.L. 2022, C.131 into law, which requires any person in the state carrying a handgun in public, to maintain liability insurance coverage. What you need to know about this new law: What does it say? The new law is a comprehensive gun safety law...

N.J.: An overview: Harford v. Z&D Realty LLC

N.J.: An overview: Harford v. Z&D Realty LLC

by Bradford J. Lachut, Esq. | Feb 1, 2023 | General News

The U.S. District Court, District of New Jersey held in the case of Harford Mutual Insurance Co. v. Z&D Realty LLC that insurance companies do not have an obligation to investigate whether insurance applicants were truthful on the applications and that...

N.J.: Compulsory handgun liability insurance bill signed into law

N.J.: Compulsory handgun liability insurance bill signed into law

by Bradford J. Lachut, Esq. | Jan 9, 2023 | Advocacy, Featured, General News

Legislation that will require owners of handguns who carry in public to purchase liability insurance has been signed into the law. As previously reported, the Legislature worked quickly to pass this new law, P.L. 2022, C.131. Originally, the legislation was introduced...

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

by Bradford J. Lachut, Esq. | Jan 3, 2023 | Featured, General News

The Supreme Court of New Jersey issued an opinion last month that directly impacts the way insurance producers must handle workers’ compensation for limited liability companies. The court held in the case of Holm v. Purdy that insurance producers have an ongoing duty...

PIANJ testifies; ‘step-down’ bill passes state Assembly Committee

PIANJ testifies; ‘step-down’ bill passes state Assembly Committee

by Bradford J. Lachut, Esq. | Dec 7, 2022 | Advocacy

Representatives of PIANJ gave testimony before the New Jersey state Assembly Financial Institutions and Insurance Committee on Monday in support of legislation (A-1761) that would prohibit the use of most "step-down" provisions in personal automobile insurance...

N.J.: Get in front of renewal increases with your clients; PIANJ offers sample letter

N.J.: Get in front of renewal increases with your clients; PIANJ offers sample letter

by Bradford J. Lachut, Esq. | Nov 30, 2022 | Consumer-focused, Featured, Technical

Across the country, the insurance-buying public has seen sharp premium increases when their homeowners and automobile insurance policies are being renewed. In many cases, premiums are outpacing claims and expenses, as well as rising higher than inflation. The rules...

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