Amid growing concerns about the financial health and stability of the insurance marketplace, the personal-lines sector has experienced significant disruption, driven by carrier withdrawals and a rise in insolvencies. These developments are further constricting an...
Play it smart this football and winter season
We are nearing the middle of football season, and the excitement of watch parties and the camaraderie of cheering on your team with friends and family continues. While football season is a time for fun, it can also introduce risks—not just on the field, but for...
Build a resilient manufacturing business
Manufacturers are increasingly facing risks that can impact their operations significantly—both in production and public relationships. Roughly 84% of respondents to a 2022 survey said they’re willing to pay more for products from a company they perceive to be...
Infrastructure series: Why broadband internet access matters more than ever
As the internet becomes increasingly essential to daily life, disparities in internet quality across the country have revealed significant gaps. Many Americans in rural or underserved areas struggle with slow, unreliable or cost-prohibitive connections, while...
Advocating for agents: Conversations with key members of the New Jersey PIAPAC
The New Jersey PIAPAC—the official political action committee of PIANJ—plays a vital role in ensuring that the voices of insurance agents are heard in Trenton. We had the pleasure of interviewing three key members of the New Jersey PIAPAC—New Jersey PIAPAC Chairperson...
N.Y.: Donor profiles: An inside look at the PIANY Agents Advocacy Coalition
The Agents Advocacy Coalition—the official political action committee of PIANY—plays a crucial role in shaping legislative efforts that impact insurance agents across New York state. We sat down with three members of the AAC—Chairperson Fred Holender, CLU, CPCU, ChFC,...
Help your clients understand the importance of accurate property valuation
Homeowners in coastal regions of the United States face unique risks associated with the growing prevalence of hurricane and severe storm activity. Getting the right coverage plays a crucial role in protecting homeowners from the financial devastation caused by...
A sustainable business model: Best practices
In the face of environmental challenges, businesses are responsible for reducing their carbon footprint. While the most emissions can be attributed to a small number of large corporations, the fact of the matter is that any business—big or small—contributes to waste,...
Infrastructure series: Bridge the gap: We need solid structures in a world without flying cars
If science fiction has taught us anything, by 2024, we should have been cruising around in flying cars. Yet here we are, still relying on the same roads and bridges our ancestors built. While the dream of flying cars is still out of reach, one reality we must face is...
Startup tactics: Launching and scaling efficiently on a limited budget
Launching a startup company without a budget is possible with the right approach. Accomplish your goals by choosing the right type of business, maximizing efficiency, and using innovative tactics to scale your business. Here are some tips to get you started. Getting...