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Break down: Anatomy of a personal auto claim

Break down: Anatomy of a personal auto claim

by Theophilus Alexander | Jan 17, 2024 | Consumer-focused, General News

Whether it is a minor fender bender or a major collision, the aftermath of a car accident is a scenario we all hope to avoid. Yet, when the unexpected happens, understanding the intricate process of filing a personal auto insurance claim becomes most important. In...

Before you start planning your wedding, don’t forget to insure the ring

Before you start planning your wedding, don’t forget to insure the ring

by Roger C. Butler, CIC | Jan 3, 2024 | Consumer-focused, Featured

Getting engaged for Christmas or New Years is very exciting and romantic. It could involve a beautiful one-carat diamond ring that looks amazing on your finger! There’s so much planning to do for the big day, but don’t forget to insure your ring from theft, if the...

N.Y.: PIA-priority ‘bait-and-switch’ becomes law 

N.Y.: PIA-priority ‘bait-and-switch’ becomes law 

by Bradford J. Lachut, Esq. | Dec 26, 2023 | Advocacy, Featured

For years, PIA has fought for increased consumer protections during the automobile insurance underwriting process. PIA won a major victory in that fight today when New York Gov. Kathy Hochul signed into law S.5764B, which takes aim at the harmful bait-and-switch...

Think twice before you reply with an emoji … it could be a binding contract

Think twice before you reply with an emoji … it could be a binding contract

by Danielle Caswell, Esq. | Dec 21, 2023 | Featured, General News

Let’s face it … technology can be hard. Especially when you have no idea what things mean. Remember when Gen Z unofficially deemed millennial use of the 😂 emoji as “not cool,”[1] or dare I say…cheugy?[2] Or when almost every older-generation dad got called out...

N.J.: Introduced legislation would make insurance mandatory for e-bikes and e-scooters 

N.J.: Introduced legislation would make insurance mandatory for e-bikes and e-scooters 

by Theophilus Alexander | Dec 12, 2023 | Advocacy, Featured

Coming off an expensive statewide ballot election featuring all 120 elected Assemblymembers and Senators, the New Jersey state Legislature’s lame duck session currently is in full swing.   On Nov. 30, 2023, Senate President Nicholas Scutari, D-22,...

Risks associated with electronic bikes

Risks associated with electronic bikes

by Theophilus Alexander | Dec 5, 2023 | Consumer-focused, Featured, General News

Electric bicycles—or e-bikes—have become popular as an eco-friendly, efficient, and cost-effective mode of transportation. While these bicycles offer myriad benefits, they carry certain risks—which riders can mitigate. Electric bikes are powered by batteries,...

PIANY-priority photo inspection bill signed into law

PIANY-priority photo inspection bill signed into law

by Bradford J. Lachut, Esq. | Nov 17, 2023 | Advocacy, Featured

PIANY’s top legislative priority for the 2023 legislative year is passage of legislation that would make important changes to New York state's antiquated photo inspection system. Today, Gov.  Kathy Hochul signed (A.3172-A/S.5889) into law—making this top PIANY...

New York reaches settlement with Lyft, Uber

New York reaches settlement with Lyft, Uber

by Theophilus Alexander | Nov 7, 2023 | Featured, General News

New York Attorney General Letitia James unveiled two historic settlements valued at a combined $328 million with ride-sharing conglomerates Lyft and Uber on Nov. 1, 2023. These settlements mark the conclusion of extensive investigations into both companies, revealing...

N.Y.: DFS releases final cyber regulations, PIA offers guidance

N.Y.: DFS releases final cyber regulations, PIA offers guidance

by Shirley Albright, CPIA, CISR | Nov 2, 2023 | Agency Management, General News

The New York State Department of Financial Services released its official second amendment to the cyber security regulation (23 NYCRR 500) on Nov. 1, 2023. The amendment makes multi-factor authentication mandatory for all covered entities, increases the thresholds for...

Health insurance, new diabetic drugs and the future of weight loss

Health insurance, new diabetic drugs and the future of weight loss

by Matt McDonough | Oct 27, 2023 | Consumer-focused

In the U.S., weight-loss drugs have received renewed attention thanks to recent medical advancements. Frequently, Ozempic, Wegovy and Mounjaro are included in this conversation—even though not all of them are marketed as weight-loss drugs. For example, Ozempic notes...

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